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Licensed Money Lender
Personal Loan Chinatown

Home to historic temples and the rich heritage of Singapore, Chinatown is a maze of narrow roads that open up to street food, shops, and a plethora of restaurants serving rich traditional dishes. Shoppers and food lovers find Chinatown most welcoming to them.


Summary of Top Legal Money Lenders of 2024


110A Telok Ayer Street Singapore 068579


470 North Bridge Road
#02-12 Bugis Cube
Singapore 188735


17A Circular Road

Singapore 049373


14 Scotts Road
#03-63 Far East Plaza
Singapore 228213


470 North Bridge Road
#02-01A Bugis Cube
Singapore 188735


2 Havelock Road
#02-08 Havelock II
Singapore 059763

If you are afraid that a tight budget might ruin your experience in Chinatown, a personal loan from a licensed moneylender can come in handy. 


How to Identify a Licensed Moneylender?

Securing an emergency loan is a challenge, especially if you need to raise a lot of money in a short period. Banks may not be a suitable solution as they take longer to process loan requests, and may also need collateral to secure a loan.

That is why people find moneylenders as a viable alternative for securing personal loans. Moneylenders have a reputation for processing loan requests fast. However, it’s important to tell the difference between a licensed and unlicensed moneylender, to protect yourself from excessive interest rates and unfavorable repayment terms.

Here’s how you can identify licensed moneylenders.

  • A licensed money lender does not call you or send text messages, or reach out through social media with loan offers
  • A licensed moneylender is not permitted to threaten or treat you in any rude and unprofessional way
  • A licensed moneylender explains all the terms and conditions of a loan before you commit
  • Licensed moneylenders are not allowed to retain your documents such as ID and NRIC cards

What to Consider When Taking a Loan?

  • Repayment plans

Ideally, your best bet would be on a loan with the best repayment plans. Consider the cost implications of your monthly loan installments. Look for a loan that you will pay consistently month-by-month, without straining your income. Large loans that attract higher interest rates and extra fees will take a longer repayment period.

In addition, a loan with a short tenure reduces the total amount of the loan repaid at the end of your tenure. Personal loans have a tenure up to 12 months in Singapore.

  • Other Loan alternatives

Depending on your needs, you can always opt for other loan types, besides personal loans. Loans with a defined purpose, such as mortgage repayment or home remodeling, attract lower interest rates. Lending companies know the use of the money and therefore less risk is involved.

  • Considering the Interest Rates

The loan interest rate is a great determining factor for many people who need a personal loan. Ensure that you factor in the interest rate when thinking about a personal loan.

While personal loans attract an interest rate of a maximum interest rate of 4%, a licensed moneylender may consider a different rate based on factors such as your loan amount, and your credit score, and credit history.


Why Us?

Loan Advisor is the best comparison and directory website that helps you to scan through multiple licensed money lenders to find the best deal with the lowest interest rates. Through Loan Advisor, you can get up to 3 free quotes from the best licensed moneylender for personal loans in Chinatown.



In summary, while finding a licensed moneylender is a crucial process in taking care of your emergency needs, you can use these tips to ensure that you don’t blow up your chances of working with a great licensed moneylender for personal loans in Chinatown. Ensure that you do the due diligence to understand your lending company of choice.

To get 3 free quotes from the best-licensed lender for a personal loan in Chinatown, feel free to fill up the form and we will contact you soon!


List of Money Lenders in Chinatown

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Trillion Credit Solutions Review

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JD Credit Review

Golden Credit Review

Credit Master Review

Credit Xtra Review

Credit King Review

Credit Assist Review

Alles Autos Credit Review

ABM Creditz Review

A1 Credit Review



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