Get FREE Loan Quotes From Loan Advisor’s Top Reviewed Licensed Money Lenders in Singapore!     Click here

Get Free Quotes from the Best Licensed Moneylenders!  Click here

Licensed Money Lender
Personal Loan Marina Bay

Located in Central Singapore, Marina Bay is an extension of the Central Business District and popularly known as Singapore’s downtown. Built from reclaimed land from the Singapore river in the late 1980s, Marina Bay is a symbol of modernity and style and is known for attracting global sporting events as well as being a thriving business center.


Summary of Top Legal Money Lenders of 2024


110A Telok Ayer Street Singapore 068579


470 North Bridge Road
#02-12 Bugis Cube
Singapore 188735


17A Circular Road

Singapore 049373


14 Scotts Road
#03-63 Far East Plaza
Singapore 228213


470 North Bridge Road
#02-01A Bugis Cube
Singapore 188735


2 Havelock Road
#02-08 Havelock II
Singapore 059763

If you find yourself in a tight crunch and you need to take care of business or other emergency needs, taking a personal loan might actually save your day.

How to Identify a Licensed Moneylender?

Whether you need to cover an emergency need, or to take care of your utilities, a personal loan can always help you take care of things that you don’t have funds for.

Since banks take longer to process loans, most people end up looking for funds from moneylenders. However, finding a best licensed moneylender in Singapore may not be as straight forward. Licensed moneylenders are regulated under the Moneylenders Act, which limits the loan amounts, and regulates the interest rates. 

Start by confirming if a lending company that you are approaching is listed in the Ministry of Law website on the Registry of Moneylenders.

Here are some more points that will help you tell identify a licensed moneylender

  • Licensed money lenders do not ask for personal information such as SingPass username and password on the phone
  • They must meet you physically in an approved business location before you sign any contracts
  • They follow the proper procedure in asking for all the necessary information during the application process
  • They can only request you to sign a contract form that is fully completer

What to Consider When Taking a Loan?

  • Purpose of the Loan

While most people get excited at the thought of obtaining more money and end up spending it unwisely, having a reason for taking a personal loan is important. 

A loan is best spent in taking care of your emergency needs such as medical fees, rather than enjoying luxurious treats.

With a defined purpose, you can easily budget for your loan and ensure that all the monies are used appropriately.

  • You debt-to-income ratio

In case you have other pre-existing debts that you are still paying, your debt-to-income ratio will be an important factor in determining how much money a moneylender will offer as a loan to you.

The lower the debt-to-income ratio, the better your chances are in lenders approving your loan. Ideally, a sound debt-to-income ratio should be below 43%. If debts consume more than 43% of your income, lenders might consider it risky to offer you a loan.

  • Your Credit Score

Your credit score is crucial for lenders in determining if you qualify for a personal loan. If there are any unsorted issues with credit companies, ensure that you contact them to fix the issue.

If your credit score is low, you may have a hard time with loan approvals. Fixing a low credit score is necessary.

  • Loan Tenure

An ideal personal loan should be short as this reduces the total amount of loan repayment.  A loan with a long interest rate will mean that you will pay more money throughout the repayment period. In addition, you will be committing a chunk of your income toward repaying your debt and it should therefore take the shortest time possible. Moneylenders personal loans tenure is up to 12 months.


Why Us?

With Loan Advisor, you can check out multiple licensed money lenders offering personal loans in Marina and read our reviews and other reviews from customers. You can also get up to 3 quotes free from the best-licensed money lender offering personal loans in Marina



While faced with emergencies and looking for a quick source of funds, these tips can help you to quickly find a personal loan and still secure competitive interest rates and low monthly installments. Knowing what moneylenders are looking for will also help you to prepare firsthand to ensure that you get a quick personal loan from the best lending company. 

Fill up the form and get up to 3 free quotes from the best licensed money lenders offering loans in Marina today!

List of Money Lenders in Marina Bay

Find Your Perfect Personal Loan Today

Personal Loan
  • This field is for validation purposes and should be left unchanged.

Looking For An Urgent Personal Loan?

Submit your details and receive up to 3 loan quotes from best Licensed Money Lenders picked by Loan Advisor
  • Hidden
  • This field is for validation purposes and should be left unchanged.
Looking for a Loan?