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Licensed Money Lender
Personal Loan Alexandra

Alexandra in Singapore can be found in Bukit Merah. It is mainly a residential area that has many HDB flats. Thus, it is one of the places in which you can find an affordable home to live in. 


Summary of Top Legal Money Lenders of 2024


110A Telok Ayer Street Singapore 068579


470 North Bridge Road
#02-12 Bugis Cube
Singapore 188735


17A Circular Road

Singapore 049373


14 Scotts Road
#03-63 Far East Plaza
Singapore 228213


470 North Bridge Road
#02-01A Bugis Cube
Singapore 188735


2 Havelock Road
#02-08 Havelock II
Singapore 059763

Some of the activities that you can engage in while in Alexandra include swimming, shopping at thrift stores, dining out, and taking strolls in the local parks. You can also enjoy the historical architectural features in some of the colonial buildings as well as the artworks in the area.

If you need additional funds to explore the area, moneylenders are here to help you. 

How to Identify a Licensed Money Lender?

There are several ways through which you can identify a licensed money lender in Singapore. But one of the issues you should carefully investigate is the terms and conditions that they all offer. Here are some of the ways to differentiate between licensed and unlicensed money lenders in Singapore concerning these issues:

  • Licensed moneylenders in Singapore are regulated and legally obligated to adhere to the financial rules set by the Ministry of Law. For this reason, one of the terms and conditions they must fulfill is offering personal loans at an interest rate of 4% per month or less.
  • An authorised money lender Singapore is also legally obligated to show you all the charges upfront. There should not be any hidden charges that you will be hit with later on. Any moneylender that does not explain your financial obligations clearly, is likely a loan shark.
  • There is a limit to how much money licensed moneylenders can give you. This loan amount is usually 6 months of your monthly income for unsecured loans regardless of your immigration status in Singapore. Any creditor that does not inform you of this condition is not trustworthy.

What to Consider When Taking a Loan?

You must think long and hard before taking a loan. Here are some of the things you should consider:

  • How urgent your financial need is

If you need a personal loan quickly, then you must find a creditor that will process it fast. Some money lenders are capable of processing the loan application within hours so that you can deal with your financial emergency.

  • What kind of loan you want

Do you want a personal or business loan? The limits and conditions for personal loans are not always similar to those offered for businesses. Lenders tend to look at different criteria. And the documentation that you are expected to provide for personal loans will be vastly different from the one for business loans.

  • Whether you have security to offer

The lending rules that Singapore government has set for secured loans vary from those meant for unsecured loans. If you have security to offer a lender, you may be able to get a much bigger loan amount. On the other hand, if you have no collateral, you should only consider moneylenders that don’t require it.

How Our Company Can Help You? Why Us?

Do you have the time to research different loans to come up with a shortlist of the ones likely to give you the money that you need? Then you need our help!

To get up to three free quotes from the best licensed lenders in Alexandra, feel free to fill out the form and we will contact you soon!

List of Money Lenders in Alexandra

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