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UOB HDB Home Loan

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UOB HDB Home Loan

2 years

Lock-In Period


Interest Rate (1st year)

S$ 1,179

Monthly Repayment (1st year)

S$ 300,000

Loan Amount

25 Years

Loan Tenure

Avail of a UOB HDB Home Loan online to achieve in getting your dream house. Enjoy greater interest savings with the 2-year fixed interest of 1.35% p.a. and receive a cash rebate of $1,650 when you refinance with UOB. Get better control of your finances with the new 3-Month Compounded Sora package.


  • You are generally allowed to borrow up to 60 % of your monthly income.
  • Free package conversion after the loan lock-in period 
  • 2 Years Fixed Rate of 1.35% p.a.
  • For flat buyers with previous HDB Concessionary Loan, bank loan quantum will not be subject to cash proceeds received from the disposal of previous or existing HDB flat.

You can choose from a variety of loan packages from UOB depending on your financial situation. 

  • Promotional Rate
  • Fixed-rate
  • Floating-rate
  • Combination of fixed-rate and floating-rate
  • New 3-Month compounded SORA Home Loan package


 UOB 3-Month Compounded SORA Package
Year 13M Compounded SORA + 1.25% p.a.
Year 23M Compounded SORA + 1.25% p.a.
Thereafter3M Compounded SORA + 1.40% p.a.
Lock in Period1 year
Partial Prepayment during lock-inFlexibility to prepay. T&Cs apply.
Rate RefreshEvery 3 months
Free Conversion1 free conversion after lock in
Legal subsidyFor refinancing only, 0.4% of loan amount capped at $1,800, subject to 3 year clawback.

*If you choose to settle into your home with the UOB HDB Home Loan package, save through a promotional interest rate, cash rebate of S$1,650 when you refinance with UOB until September 30, 2021.

Disclaimer: This information may differ from what you see when you visit other financial service websites or the product’s official site, but Loan Advisor continues to keep every detail updated and accurate. This site may be compensated through third-party advertisers. However, the results of our comparison tools which are not marked as sponsored will always be based on objective analysis.

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