6 Myths About Debt Consolidation That You May Still Believe
Is your total debt more than 12 times your monthly salary? While you can take comfort in knowing that there are other people in your situation, it’s still not practical…
Effective Interest Rate vs Annual Interest Rate: What’s the Difference?
If you’re curious about interest rates, moneylenders in Singapore usually impose effective interest rate (EIR) and annual interest rate for personal loans. You should take note of these two when…
Are You Qualified for a Cash Loan in Singapore?
The rules and requirements for cash loans in Singapore differ among banks and licensed moneylenders. Most applicants, particularly first-time borrowers, will need to provide proof of income and other documents.…
What are the Debt Solutions for Entrepreneurs?
Starting a business as an entrepreneur is a tricky business, especially if you do not have enough funds to get your business started and keep it going while you try…
Which Debt Management Products Should You Consider?
Do you have a lot of debt and would like to manage it in such a way it will allow you to be free from it in a few years…
Should You Spend On Your Credit Card Or Debit Card?
Credit cards offer you fast access to cash that is not yours and this is similar to borrowing money. Only that you don’t have to go through the personal loan…
How to Prepare for a Loan Application for 2018
Applying for a personal loan is never easy because there are a lot of things you need to consider before you apply one. One has to consider the requirements for…
How to Get a Business Loan from Moneylenders in Singapore
Nowadays, it is very easy to get a business idea because of the variety of ideas that often pops up everywhere. Some of these ideas are quite good, but not…
Singaporeans Urged to Spend More Money in Order to Boost the Economy
Considering the size and location of the country, Singapore’s economy is mostly driven by its exports. From raw materials to heavy machinery, Singapore exports it out of its shores and…
The Total Debt Servicing Ratio in Singapore: What Should You Know and How it Affects You?
Singapore is currently considered one of the busiest financial capitals of Asia as all sorts of business and transactions occur around the country every day.Since it is one of the…