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POSB

POSB Renovation Loan

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POSB Renovation Loan

3.88%

Interest Rate

S$ 200

Processing Fee

S$ 295

Monthly Repayment

S$ 10,000

Loan Amount

3 Years

Loan Tenure

The POSB Renovation Loan is known to offer competitive interest rates for 4 and to 5-year renovation loans and 1-3 year loans of less than S$10,000. They may, however, charge higher fees than other banks and their interest rates are less competitive in other factors.

ALL DETAILS

  • Enjoy interest rates from 3.88% p.a.!
  • Guarantees hassle-free online application with the assistance of a digi-bot
  • Repayment period of your choice from 1-5 years
  • The loan amount ranges up to S$30,000 or six times your monthly income
  • Low minimum income requirement: S$24,000
Citizenship StatusSingaporean / PR
Age Requirement21 – 65 years old
Employment StatusSalaried / Self-employed
Minimum Annual IncomeS$24,000
Processing Fee1% of the approved loan amount + 1% of insurance premium
Cancellation Fee1% of approved loan amount
Partial Repayment PenaltyNot allowed
Full Repayment Penalty1% of outstanding loan amount

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