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DBS Renovation Loan

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DBS Renovation Loan


Interest Rate

S$ 200

Processing Fee

S$ 295

Monthly Repayment

S$ 10,000

Loan Amount

3 Years

Loan Tenure

With DBS Renovation Loan’s hassle-free online application, you can fund your dream space revamping with a loan amount up to 6x your monthly salary at a competitive interest rate as low as 3.88% p.a. (EIR 3.63% p.a.). Comfortably repay with a long-term repayment period of up to 5 years.


  • Enjoy interest rates from 3.88% p.a.!
  • Repayment period of your choice from 1-5 years
  • The loan amount ranges up to S$30,000 or six times your monthly income (whichever is lower)
  • Comes with comprehensive insurance coverage (1% of the approved loan amount)
  • Renovation Loan is applicable for :
    1. Installation of Solar Panels
    2. Electrical and wiring works
    3. Built-in cabinets
    4. Painting and redecorating works (e.g. wallpaper)
    5. Structural alterations
    6. External works within the compound of the house
    7. Flooring and tiling
    8. Basic bathroom fittings
Citizenship StatusSingaporean / PR
Age Requirement21 – 65 years old
Employment StatusSalaried / Self-employed
Minimum Annual IncomeS$24,000
Processing Fee1% of the approved loan amount + 1% of insurance premium
Cancellation Fee1%
Full Repayment Penalty1% of outstanding loan amount

Disclaimer: This information may differ from what you see when you visit other financial service websites or the product’s official site, but Loan Advisor continues to keep every detail updated and accurate. This site may be compensated through third-party advertisers. However, the results of our comparison tools which are not marked as sponsored will always be based on objective analysis.

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