POSB Personal Loan
3.88%
Interest Rate
S$ 100
Processing Fee
S$ 310
Monthly Repayment
S$ 10,000
Loan Amount
3 Years
Loan Tenure
To individuals seeking instant loans at the lowest rates possible, POSB Personal Loan is a good option. It offers an interest rate of 3.88% p.a. AIR with a 1% processing fee (EIR 7.56% p.a.). Their online applications are also convenient, which guarantees quick cash disbursement.
ALL DETAILS
Key Features
- Guarantees quick cash approval when you apply online
- Existing POSB/DBS users can apply directly to receive instant cash disbursement to their POSB/DBS account
- Up to ten times your monthly income
- Monthly instalments of or loan tenures range from 1 to 5 years
- New feature : For those without a Cashline account, they can skip providing income documents when they apply via Myinfo with Singpass
Eligibility
| Citizenship Status | Singaporean / PR |
| Age Requirement | 21 – 75 years old |
| Employment Status | Employed, Self-employed and Commission earner |
| Minimum Annual Income | S$20,000 |
Other Fees and Charges
| Processing Fee | 1% of the approved loan amount |
| Late Payment Fee | $100 (Credit Card) , $120 (Cashline PL) |
| Early Repayment Fee | S$250 |
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