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POSB Personal Loan

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POSB Personal Loan


Interest Rate

S$ 100

Processing Fee

S$ 310

Monthly Repayment

S$ 10,000

Loan Amount

3 Years

Loan Tenure

To individuals seeking instant loans at the lowest rates possible, POSB Personal Loan is a good option. It offers an interest rate of 3.88% p.a. AIR with a 1% processing fee (EIR 7.56% p.a.). Their online applications are also convenient, which guarantees quick cash disbursement.


  • Guarantees quick cash approval when you apply online
  • Existing POSB/DBS users can apply directly to receive instant cash disbursement to their POSB/DBS account
  • Up to ten times your monthly income
  • Monthly instalments of or loan tenures range from 1 to 5 years
  • New feature : For those without a Cashline account, they can skip providing income documents when they apply via Myinfo with Singpass
Citizenship StatusSingaporean / PR
Age Requirement21 – 75 years old
Employment StatusEmployed, Self-employed and Commission earner
Minimum Annual IncomeS$20,000
Processing Fee1% of the approved loan amount
Late Payment Fee$100 (Credit Card) , $120 (Cashline PL)
Early Repayment FeeS$250

Disclaimer: This information may differ from what you see when you visit other financial service websites or the product’s official site, but Loan Advisor continues to keep every detail updated and accurate. This site may be compensated through third-party advertisers. However, the results of our comparison tools which are not marked as sponsored will always be based on objective analysis.

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