OCBC ExtraCash Loan
Interest Rate
Processing Fee
Monthly Repayment
Loan Amount
Loan Tenure
Get your OCBC ExtraCash Loan which offers hassle-free applications via MyInfo for borrowers with an OCBC EasiCredit/ Credit Card. Interest rates may range from 5.42% to 13.14% based on tenure and salary. This package guarantees quick approval and longer loan tenures from up to five years.
ALL DETAILS
Key Features
- Simple ways to manage your account with their Online and Mobile banking
- Make easy repayments via online or Mobile Banking funds transfer, cheque deposit, or cash deposit machine
- Flexible loan repayment scheme from at least 12 to 60 months
- Borrow up to six times the monthly salary for annual income S$120,000 and above, four times monthly salary for annual income S$30,000-S$119,999 (5.52% – 5.54% p.a. Flat interest rate);
- and two times monthly salary for annual income S$20,000-S$29,000 (12.25% – 13.14% p.a. Flat interest rate)
- Instant approval for OCBC Credit Card / EasiCredit holders via MyInfo
Eligibility
| Citizenship Status | Singaporean / PR |
| Age Requirement | 21 years old and above |
| Employment Status | Salaried Employee, Variable/Commission-based Employees or Self Employed |
| Minimum Annual Income | S$20,000 |
Other Fees and Charges
| Processing Fee | 1% of the approved loan amount |
| Restructuring Fee | 3% of the outstanding loan amount |
| Late Payment Fee | S$80 |
| Partial Repayment Penalty | 3% of the amount to be repaid (S$1,000 minimum repayment) |
| Full Repayment Penalty | 3% of the amount to be repaid (S$1,000 minimum repayment) |
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