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OCBC ExtraCash Loan

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OCBC ExtraCash Loan


Interest Rate

S$ 200

Processing Fee

S$ 323

Monthly Repayment

S$ 10,000

Loan Amount

3 Years

Loan Tenure

Get your OCBC ExtraCash Loan which offers hassle-free applications via MyInfo for borrowers with an OCBC EasiCredit/ Credit Card. Interest rates may range from 5.42% to 13.14% based on tenure and salary. This package guarantees quick approval and longer loan tenures from up to five years.


  • Simple ways to manage your account with their Online and Mobile banking
  • Make easy repayments via online or Mobile Banking funds transfer, cheque deposit, or cash deposit machine
  • Flexible loan repayment scheme from at least 12 to 60 months
  • Borrow up to six times the monthly salary for annual income S$120,000 and above, four times monthly salary for annual income S$30,000-S$119,999 (5.52% – 5.54% p.a. Flat  interest rate);
  • and two times monthly salary for annual income S$20,000-S$29,000 (12.25% – 13.14% p.a. Flat interest rate)
  • Instant approval for OCBC Credit Card / EasiCredit holders via MyInfo
Citizenship StatusSingaporean / PR
Age Requirement21 years old and above
Employment StatusSalaried Employee, Variable/Commission-based
Employees or Self Employed
Minimum Annual IncomeS$20,000
Processing Fee1% of the approved loan amount
Restructuring Fee3% of the outstanding loan amount
Late Payment FeeS$80
Partial Repayment Penalty3% of the amount to be repaid (S$1,000 minimum repayment)
Full Repayment Penalty3% of the amount to be repaid (S$1,000 minimum repayment)

Disclaimer: This information may differ from what you see when you visit other financial service websites or the product’s official site, but Loan Advisor continues to keep every detail updated and accurate. This site may be compensated through third-party advertisers. However, the results of our comparison tools which are not marked as sponsored will always be based on objective analysis.

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