OCBC ExtraCash Loan
Interest Rate
Processing Fee
Monthly Repayment
Loan Amount
Loan Tenure
Get your OCBC ExtraCash Loan which offers hassle-free applications via MyInfo for borrowers with an OCBC EasiCredit/ Credit Card. Interest rates may range from 5.42% to 13.14% based on tenure and salary. This package guarantees quick approval and longer loan tenures from up to five years.
ALL DETAILS
Key Features
- Simple ways to manage your account with their Online and Mobile banking
- Make easy repayments via online or Mobile Banking funds transfer, cheque deposit, or cash deposit machine
- Flexible loan repayment scheme from at least 12 to 60 months
- Borrow up to six times the monthly salary for annual income S$120,000 and above, four times monthly salary for annual income S$30,000-S$119,999 (5.52% – 5.54% p.a. Flat interest rate);
- and two times monthly salary for annual income S$20,000-S$29,000 (12.25% – 13.14% p.a. Flat interest rate)
- Instant approval for OCBC Credit Card / EasiCredit holders via MyInfo
Eligibility
Citizenship Status | Singaporean / PR |
Age Requirement | 21 years old and above |
Employment Status | Salaried Employee, Variable/Commission-based Employees or Self Employed |
Minimum Annual Income | S$20,000 |
Other Fees and Charges
Processing Fee | 1% of the approved loan amount |
Restructuring Fee | 3% of the outstanding loan amount |
Late Payment Fee | S$80 |
Partial Repayment Penalty | 3% of the amount to be repaid (S$1,000 minimum repayment) |
Full Repayment Penalty | 3% of the amount to be repaid (S$1,000 minimum repayment) |
Disclaimer: This information may differ from what you see when you visit other financial service websites or the product’s official site, but Loan Advisor continues to keep every detail updated and accurate. This site may be compensated through third-party advertisers. However, the results of our comparison tools which are not marked as sponsored will always be based on objective analysis.
Customer Top Reviews

-
50
-
40
-
30
-
20
-
10
Most Relevant
Newest
Highest Rating
Lowest Rating
Any