Prevailing Interest Rate
Get your OCBC EasiCredit which offers hassle-free applications via MyInfo for borrowers who have an OCBC EasiCredit/ Credit Card. With this feature, you can withdraw what you need at a prevailing interest rate of 1.74% per month, accrued on a daily basis. This package guarantees quick approval and longer loan tenure for up to five years.
- Enjoy a promotional interest rate of 6% p.a. from now till 30 September 2021. Apply online by 30 June 2021.
- Make easy repayments via online or Mobile Banking funds transfer, cheque deposit, or cash deposit machine
- Loan tenure from at least 12 to 60 months
- Low minimum income requirement of $20,000 p.a.
- Flexible repayment duration and amount
- Borrow up to six times the monthly salary for annual income S$120,000 and above, four times monthly salary for annual income S$30,000-S$119,999 and two times monthly salary for annual income S$20,000-S$29,000
|Citizenship Status||Singaporean / PR|
|Age Requirement||21 years old and above|
|Minimum Annual Income||S$20,000|
Other Fees and Charges
|Late Payment Fee||S$120|
|Minimum Monthly Repayment||3% of current balance or S$50, whichever is higher|
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