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OCBC EasiCredit

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OCBC EasiCredit


Prevailing Interest Rate

S$ 120

Annual Fee

S$ 300

Min.Monthly Repayment

S$ 10,000

Loan Amount

3 Years

Loan Tenure

Get your OCBC EasiCredit which offers hassle-free applications via MyInfo for borrowers who have an OCBC EasiCredit/ Credit Card. With this feature, you can withdraw what you need at a prevailing interest rate of 1.74% per month, accrued on a daily basis. This package guarantees quick approval and longer loan tenure for up to five years.


  • Enjoy a promotional interest rate of 6% p.a. from now till 30 September 2021. Apply online by 30 June 2021.
  • Make easy repayments via online or Mobile Banking funds transfer, cheque deposit, or cash deposit machine
  • Loan tenure from at least 12 to 60 months
  • Low minimum income requirement of $20,000 p.a. 
  • Flexible repayment duration and amount
  • Borrow up to six times the monthly salary for annual income S$120,000 and above, four times monthly salary for annual income S$30,000-S$119,999 and two times monthly salary for annual income S$20,000-S$29,000
Citizenship Status Singaporean / PR
Age Requirement 21 years old and above
Minimum Annual Income S$20,000
Annual FeeS$120
Late Payment FeeS$120
Over-limit FeeS$120
Returned ChequeS$40
Stop ChequeS$30
Minimum Monthly Repayment3% of current balance or S$50, whichever is higher

Disclaimer: This information may differ from what you see when you visit other financial service websites or the product’s official site, but Loan Advisor continues to keep every detail updated and accurate. This site may be compensated through third-party advertisers. However, the results of our comparison tools which are not marked as sponsored will always be based on objective analysis.

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