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OCBC

OCBC EasiCredit

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OCBC EasiCredit

6.00%

Prevailing Interest Rate

S$ 120

Annual Fee

S$ 300

Min.Monthly Repayment

S$ 10,000

Loan Amount

3 Years

Loan Tenure

Get your OCBC EasiCredit which offers hassle-free applications via MyInfo for borrowers who have an OCBC EasiCredit/ Credit Card. With this feature, you can withdraw what you need at a prevailing interest rate of 1.74% per month, accrued on a daily basis. This package guarantees quick approval and longer loan tenure for up to five years.

ALL DETAILS

  • Enjoy a promotional interest rate of 6% p.a. from now till 30 September 2021. Apply online by 30 June 2021.
  • Make easy repayments via online or Mobile Banking funds transfer, cheque deposit, or cash deposit machine
  • Loan tenure from at least 12 to 60 months
  • Low minimum income requirement of $20,000 p.a. 
  • Flexible repayment duration and amount
  • Borrow up to six times the monthly salary for annual income S$120,000 and above, four times monthly salary for annual income S$30,000-S$119,999 and two times monthly salary for annual income S$20,000-S$29,000
Citizenship Status Singaporean / PR
Age Requirement 21 years old and above
Minimum Annual Income S$20,000
Annual FeeS$120
Late Payment FeeS$120
Over-limit FeeS$120
Returned ChequeS$40
Stop ChequeS$30
Minimum Monthly Repayment3% of current balance or S$50, whichever is higher

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