OCBC EasiCredit
Prevailing Interest Rate
Annual Fee
Min.Monthly Repayment
Loan Amount
Loan Tenure
Get your OCBC EasiCredit which offers hassle-free applications via MyInfo for borrowers who have an OCBC EasiCredit/ Credit Card. With this feature, you can withdraw what you need at a prevailing interest rate of 1.74% per month, accrued on a daily basis. This package guarantees quick approval and longer loan tenure for up to five years.
ALL DETAILS
Key Features
- Enjoy a promotional interest rate of 6% p.a. from now till 30 September 2021. Apply online by 30 June 2021.
- Make easy repayments via online or Mobile Banking funds transfer, cheque deposit, or cash deposit machine
- Loan tenure from at least 12 to 60 months
- Low minimum income requirement of $20,000 p.a.
- Flexible repayment duration and amount
- Borrow up to six times the monthly salary for annual income S$120,000 and above, four times monthly salary for annual income S$30,000-S$119,999 and two times monthly salary for annual income S$20,000-S$29,000
Eligibility
| Citizenship Status | Singaporean / PR |
| Age Requirement | 21 years old and above |
| Minimum Annual Income | S$20,000 |
Other Fees and Charges
| Annual Fee | S$120 |
| Late Payment Fee | S$120 |
| Over-limit Fee | S$120 |
| Returned Cheque | S$40 |
| Stop Cheque | S$30 |
| Minimum Monthly Repayment | 3% of current balance or S$50, whichever is higher |
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