OCBC Debt Consolidation Plan
Interest Rate
Processing Fee
Monthly Repayment
Loan Amount
Loan Tenure
Get your OCBC Debt Consolidation Plan online and enjoy a fixed interest rate from as low as 4.5% p.a. (EIR: 8.22% p.a.) This package guarantees quick approval and no processing fees required. It also has a structured payment plan with fixed monthly installments for credit card and personal loan balances across multiple financial institutions, making it ideal and affordable financing to resolve your debt.
ALL DETAILS
Key Features
- Simple ways to manage your account with their Online and Mobile banking.
- No processing fee.
- Fixed interest rate from as low as 4.5% p.a. (EIR: 8.22% p.a.)
- Greater flexibility and start on lower monthly repayment with the Tiered Interest rate offered at interest rates from 2.28% p.a. for the first year.
- Flexibility on repayment plan from 36 – 96 months.
Eligibility
Citizenship Status | Singaporean / PR |
Age Requirement | 21 years old and above |
Employment Status | Salaried Employee, Variable/Commission-based Employees or Self Employed |
Minimum Annual Income | S$30,000 |
Balance-to-Income (BTI) | At least 12x their monthly income |
Other Fees and Charges
Late Payment Fee | S$200 |
Termination Fee | 5% outstanding loan amount |
Disclaimer: This information may differ from what you see when you visit other financial service websites or the product’s official site, but Loan Advisor continues to keep every detail updated and accurate. This site may be compensated through third-party advertisers. However, the results of our comparison tools which are not marked as sponsored will always be based on objective analysis.
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