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OCBC Debt Consolidation Plan

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OCBC Debt Consolidation Plan


Interest Rate

S$ 0

Processing Fee

S$ 946

Monthly Repayment

S$ 30,000

Loan Amount

3 Years

Loan Tenure

Get your OCBC Debt Consolidation Plan online and enjoy a fixed interest rate from as low as 4.5% p.a. (EIR: 8.22% p.a.) This package guarantees quick approval and no processing fees required. It also has a structured payment plan with fixed monthly installments for credit card and personal loan balances across multiple financial institutions, making it ideal and affordable financing to resolve your debt.


  • Simple ways to manage your account with their Online and Mobile banking.
  • No processing fee.
  • Fixed interest rate from as low as 4.5% p.a. (EIR: 8.22% p.a.)
  • Greater flexibility and start on lower monthly repayment with the Tiered Interest rate offered at interest rates from 2.28% p.a. for the first year.
  • Flexibility on repayment plan from 36 – 96 months.
Citizenship StatusSingaporean / PR
Age Requirement21 years old and above
Employment StatusSalaried Employee, Variable/Commission-based
Employees or Self Employed
Minimum Annual IncomeS$30,000
Balance-to-Income (BTI)At least 12x their monthly income
Late Payment FeeS$200
Termination Fee5% outstanding loan amount

Disclaimer: This information may differ from what you see when you visit other financial service websites or the product’s official site, but Loan Advisor continues to keep every detail updated and accurate. This site may be compensated through third-party advertisers. However, the results of our comparison tools which are not marked as sponsored will always be based on objective analysis.

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