Get your OCBC Cash-on Instalments and turn your unused credit limit into cash with a lower interest rate of fixed 4.7% p.a. on flexible loan tenure of 1-5 years. This package guarantees quick approval and longer loan tenures from up to five years.
- Simple ways to manage your account with their Online and Mobile banking
- Get extra cash by converting your unused credit limit from your OCBC Credit Card or EasiCredit account
- Interest rates from as low as 4.70% per annum (EIR 9.06% per annum) on our 60-month instalment plan.
- A more long-term cash flow option of 12-60 months tenure
- The monthly repayment is fixed, allowing you to manage your finances with ease of mind.
- No additional income documents required
|Citizenship Status||Singaporean / PR|
|Age Requirement||21 years old and above|
|Employment Status||Salaried Employee, Variable/Commission-based|
Employees or Self Employed
|Minimum Annual Income||S$20,000|
|Processing Fee||1% of the approved loan amount|
|Account Termination Fee||S$100|
|Late Payment Fee||S$80|
|Partial Repayment Penalty||S$100|
|Full Repayment Penalty||S$100|
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