OCBC Cash-on-Instalments
4.70%
Interest Rate
S$ 100
Processing Fee
S$ 317
Monthly Repayment
S$ 11,410
Loan Amount
3 Years
Loan Tenure
Get your OCBC Cash-on Instalments and turn your unused credit limit into cash with a lower interest rate of fixed 4.7% p.a. on flexible loan tenure of 1-5 years. This package guarantees quick approval and longer loan tenures from up to five years.
ALL DETAILS
Key Features
- Simple ways to manage your account with their Online and Mobile banking
- Get extra cash by converting your unused credit limit from your OCBC Credit Card or EasiCredit account
- Interest rates from as low as 4.70% per annum (EIR 9.06% per annum) on our 60-month instalment plan.
- A more long-term cash flow option of 12-60 months tenure
- The monthly repayment is fixed, allowing you to manage your finances with ease of mind.
- No additional income documents required
Eligibility
| Citizenship Status | Singaporean / PR |
| Age Requirement | 21 years old and above |
| Employment Status | Salaried Employee, Variable/Commission-based Employees or Self Employed |
| Minimum Annual Income | S$20,000 |
Other Fees and Charges
| Processing Fee | 1% of the approved loan amount |
| Account Termination Fee | S$100 |
| Late Payment Fee | S$80 |
| Partial Repayment Penalty | S$100 |
| Full Repayment Penalty | S$100 |
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