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OCBC Cash-on-Instalments

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OCBC Cash-on-Instalments


Interest Rate

S$ 100

Processing Fee

S$ 317

Monthly Repayment

S$ 11,410

Loan Amount

3 Years

Loan Tenure

Get your OCBC Cash-on Instalments and turn your unused credit limit into cash with a lower interest rate of fixed 4.7% p.a. on flexible loan tenure of 1-5 years.  This package guarantees quick approval and longer loan tenures from up to five years.


  • Simple ways to manage your account with their Online and Mobile banking
  • Get extra cash by converting your unused credit limit from your OCBC Credit Card or EasiCredit account
  • Interest rates from as low as 4.70% per annum (EIR 9.06% per annum) on our 60-month instalment plan.
  • A more long-term cash flow option of 12-60 months tenure
  • The monthly repayment is fixed, allowing you to manage your finances with ease of mind.
  • No additional income documents required
Citizenship StatusSingaporean / PR
Age Requirement21 years old and above
Employment StatusSalaried Employee, Variable/Commission-based
Employees or Self Employed
Minimum Annual IncomeS$20,000
Processing Fee1% of the approved loan amount
Account Termination FeeS$100
Late Payment FeeS$80
Partial Repayment PenaltyS$100
Full Repayment PenaltyS$100

Disclaimer: This information may differ from what you see when you visit other financial service websites or the product’s official site, but Loan Advisor continues to keep every detail updated and accurate. This site may be compensated through third-party advertisers. However, the results of our comparison tools which are not marked as sponsored will always be based on objective analysis.

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