OCBC Cash-on-Instalments
Interest Rate
Processing Fee
Monthly Repayment
Loan Amount
Loan Tenure
Get your OCBC Cash-on Instalments and turn your unused credit limit into cash with a lower interest rate of fixed 4.7% p.a. on flexible loan tenure of 1-5 years. This package guarantees quick approval and longer loan tenures from up to five years.
ALL DETAILS
Key Features
- Simple ways to manage your account with their Online and Mobile banking
- Get extra cash by converting your unused credit limit from your OCBC Credit Card or EasiCredit account
- Interest rates from as low as 4.70% per annum (EIR 9.06% per annum) on our 60-month instalment plan.
- A more long-term cash flow option of 12-60 months tenure
- The monthly repayment is fixed, allowing you to manage your finances with ease of mind.
- No additional income documents required
Eligibility
Citizenship Status | Singaporean / PR |
Age Requirement | 21 years old and above |
Employment Status | Salaried Employee, Variable/Commission-based Employees or Self Employed |
Minimum Annual Income | S$20,000 |
Other Fees and Charges
Processing Fee | 1% of the approved loan amount |
Account Termination Fee | S$100 |
Late Payment Fee | S$80 |
Partial Repayment Penalty | S$100 |
Full Repayment Penalty | S$100 |
Disclaimer: This information may differ from what you see when you visit other financial service websites or the product’s official site, but Loan Advisor continues to keep every detail updated and accurate. This site may be compensated through third-party advertisers. However, the results of our comparison tools which are not marked as sponsored will always be based on objective analysis.
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