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OCBC Balance Transfer

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OCBC Balance Transfer


Prevailing Interest Rate

S$ 250

Processing Fee

S$ 300

Min.Monthly Repayment

S$ 10,000

Loan Amount

6 Months

Loan Tenure

Get your OCBC Balance Transfer online and convert your unused credit limit into cash and enjoy 0% nominal interest with a one-time processing fee for 1 year from as low as 4.5% per annum (EIR from 5.20% per annum) and with a flexible monthly repayment of 3% or $50 whichever is higher.


  • Transfer amount of $500 up to 90% of Credit Limit.
  • No applied interest rate for up to one year.
  • Effective Interest Rate (EIR) from 5.20%-7.38% for the repayment period of 3 – 12 months.
  • One-time processing fee good for 1 year.

Repayment Period

3 Months 

6 Months

12 Months

One-time Processing Fee




Nominal Interest Fee

0% p.a.

Effective Interest Rate p.a.




  • Get extra cash quickly, without the need for additional income documents.
  • Flexible minimal monthly repayments of 3% or S$50 of your total balance, whichever is higher.
Citizenship Status Singaporean / PR
Age Requirement 21 years old and above
Minimum Annual Income S$20,000
Processing FeeFrom 1.8% – 4.5%
Cancellation FeeS$100

Disclaimer: This information may differ from what you see when you visit other financial service websites or the product’s official site, but Loan Advisor continues to keep every detail updated and accurate. This site may be compensated through third-party advertisers. However, the results of our comparison tools which are not marked as sponsored will always be based on objective analysis.

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