HSBC Personal Line of Credit
Prevailing Interest Rate
Annual Fee
Min.Monthly Repayment
Loan Amount
Loan Tenure
You can cash up with HSBC’s Personal Line of Credit up to 8x your monthly income with a competitive prevailing interest rate as low as 12% p.a. making it the one of the cheapest options for individuals seeking a long term credit line. New customers can enjoy a waived $60 annual fee for the first year.
ALL DETAILS
Key Features
- More affordable loans with an interest rate of as low as 12% per annum for HSBC Premier customers, and 18.5% p.a. For Retail banking customers
- Maximum credit limit up to 8x your monthly salary or $200,000, for those earning at least $120,000.
- Borrowers can also top up their HSBC deposit accounts automatically.
- Eligible for Balance Transfer loans with 0% interest for a 6-month term with processing fee as low as 1.5% (EIR 3.26% p.a.)
- Flexible monthly repayment and pay interest only on what you used
Eligibility
| Citizenship Status | Singaporean / PR |
| Age Requirement | 21 – 65 years old |
| Minimum Annual Income | S$30,000 |
Other Fees and Charges
| Annual Fee | S$60 |
| Late Payment Fee | S$75 |
| Minimum Monthly Repayment | 3% of current balance or S$15, whichever is higher |
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