HSBC Personal Loan
Interest Rate
Processing Fee
Monthly Repayment
Loan Amount
Loan Tenure
With low-interest rates and minimal fees, HSBC offers one of the most affordable personal loans in Singapore. Clients can choose from their fixed and flexible repayment personal loan plans like Personal of Line of Credit (PLOC) Instalment Plan and PLOC Balance Transfer with loan tenures of up to 7 years.
ALL DETAILS
Key Features
- One of the lowest interest rates from 3.4% p.a onwards.
- No processing Fee.
- Clients can convert their available credit limit into a fixed instalment plan.
- Affordable fixed monthly repayments with a loan tenure of up to 7 years.
- For existing Personal Line of Credit customers, the bank does not require any documentation.
Eligibility
Citizenship Status | Singaporean / PR |
Age Requirement | 21 and 65 years old |
Employment Status | Salaried Employee, Variable/Commission-based Employees or Self Employed |
Minimum Annual Income | S$30,000 |
Other Fees and Charges
Processing Fee | S$100 |
Late Payment Fee | S$105 |
Full Repayment Penalty | S$150 or 3% of outstanding loan amount |
Extra | S$105 |
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