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DBS Personal Loan

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DBS Personal Loan


Interest Rate

S$ 100

Processing Fee

S$ 310

Monthly Repayment

S$ 10,000

Loan Amount

3 Years

Loan Tenure

With personalized interest rate from as low as 3.88%p.a. + 1% processing fee (E.I.R 7.56%p.a.2), DBS Personal Loan is ideal for individuals seeking a quick cash disbursement with a high margin of up to 10x the monthly salary. Enjoy the comfortable monthly instalments from 1-5 years of loan tenure.


  • Loan up to 10x your monthly income for applicants with a minimum annual income of $120,000 and up to 4x  for lower-income borrowers.
  • Loan tenures range from 1 to 5 years
  • Fixed repayments are affordable from as low as 3.88%p.a., applied Interest rate + 1% processing fee (E.I.R 7.56%p.a.2)
  • Instant approval and cash disbursement  for existing Cashline and credit card customers
  • New customers can easily apply via MyInfo
Citizenship StatusSingaporean / PR
Age Requirement21 – 75 years old
Employment StatusEmployed, Self-employed and Commission earner
Minimum Annual IncomeS$20,000
Processing Fee1% of the approved loan amount
Late Payment Fee$100 (Credit Card) , $120 (Cashline PL)
Early Repayment FeeS$250

Disclaimer: This information may differ from what you see when you visit other financial service websites or the product’s official site, but Loan Advisor continues to keep every detail updated and accurate. This site may be compensated through third-party advertisers. However, the results of our comparison tools which are not marked as sponsored will always be based on objective analysis.

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