Citibank

Citibank Ready Credit

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Citibank Ready Credit

20.95%

Prevailing Interest Rate

S$ 100

Annual Fee

S$ 100

Min.Monthly Repayment

S$ 10,000

Loan Amount

3 Years

Loan Tenure

With Citibank Ready Credit, you can get cash up to 4x your monthly income with an effective interest rate of 20.95% p.a. and a waived annual fee of $80 for the first year of signing up.

ALL DETAILS

  • Enjoy a line of credit up to 4x your monthly income or up to 8x, if such income is $120,000 or above with an interest rate of 20.95 p.a. EIR.
  • Receive a Citibank Ready Credit Card
  • Enjoy interest rate from as low as 3.99% p.a. (EIR 7.50% p.a.) by converting your available credit limit to a cash loan with Citi Quick Cash
  • Issue cheques with a personal chequebook
  • Maximize interest savings by transferring balances from other banks’ credit cards or credit lines with Citi Balance Transfer
Citizenship StatusSingaporean / PR
Age Requirement21 years old and above
Minimum Annual IncomeS$30,000
Annual FeeS$100 (the first year waived)
Late Payment FeeS$100
Over-limit Fee$40
Minimum Monthly Repayment$50 or the sum of 1% of Citibank Ready Credit balance, interest,
late payment, Quick Cash minimum payment, whichever is higher

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