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Citibank Balance Transfer

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Citibank Balance Transfer


Prevailing Interest Rate

S$ 158

Processing Fee

S$ 100

Min.Monthly Repayment

S$ 10,000

Loan Amount

6 Months

Loan Tenure

New Citibank customers can enjoy a competitive 0% interest rate for 6 months of balance transfers with 1.58% service fee (EIR 3.65% p.a.)  to maximize your interest savings.


  • For New Citibank Credit Holders and New Ready Credit Holders : Enjoy 0% p.a interest for 6 months with a 1.58% service fee (EIR 3.65% p.a.)
  • Minimum loan amount of $500
  • Flexible monthly repayment.
  • For Credit Cardholders: pay a minimum of 1% of the transfer amount or S$50, whichever is higher.
  • For Ready Credit: pay a minimum of 3% of the transfer amount or S$45, whichever is greater.
Citizenship StatusSingaporean / PR
Age Requirement21 years old and above
Minimum Annual IncomeS$30,000
Processing Fee (for 6-month loan)1.58%
Late Payment FeeS$100

Disclaimer: This information may differ from what you see when you visit other financial service websites or the product’s official site, but Loan Advisor continues to keep every detail updated and accurate. This site may be compensated through third-party advertisers. However, the results of our comparison tools which are not marked as sponsored will always be based on objective analysis.

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