Bank of China $martLoan
Interest Rate
Processing Fee
Monthly Repayment
Loan Amount
Loan Tenure
Get your Bank of China $martLoan online for interest-saving and balance-reducing borrowing terms and easily pay with the fixed monthly rate of up to a 7-year repayment period. With just S$6 a day, you can get extra cash of S$10,000 from this feature.
ALL DETAILS
Key Features
- Fixed monthly repayment amounts
- Uses balance reducing method instead of flat rates computing the amount on the principal balance (and not on the original loan amount) reducing with repayment of each loan instalment.
- BOC $martLoan applied interest rates are at 12% p.a. for 12-month to 60-month loan and 15% p.a. for 72-month to 84-month loan.
- Up to 95% of your available credit limit under your BOC MoneyPlus account making it one of the best and easiest personal loan back-up.
Eligibility
Citizenship Status | Singaporean / PR |
Age Requirement | At least 21 years old |
Minimum Annual Income | S$30,000 |
Other Fees and Charges
Processing Fee | 3% of approved loan amount |
Late Payment Fee | 2% of the minimum payment sum or $100, whichever is higher |
Cancellation Fee | S$100 |
Rescheduling Fee | $100 for restructure of loan tenure |
Disclaimer: This information may differ from what you see when you visit other financial service websites or the product’s official site, but Loan Advisor continues to keep every detail updated and accurate. This site may be compensated through third-party advertisers. However, the results of our comparison tools which are not marked as sponsored will always be based on objective analysis.
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