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Bank of China

Bank of China $martLoan

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Bank of China $martLoan


Interest Rate

S$ 300

Processing Fee

S$ 332

Monthly Repayment

S$ 10,000

Loan Amount

3 Years

Loan Tenure

Get your Bank of China $martLoan online for interest-saving and balance-reducing borrowing terms and easily pay with the fixed monthly rate of up to a 7-year repayment period. With just S$6 a day, you can get extra cash of S$10,000 from this feature.


  • Fixed monthly repayment amounts
  • Uses balance reducing method instead of flat rates computing the amount on the principal balance (and not on the original loan amount) reducing with repayment of each loan instalment.
  • BOC $martLoan applied interest rates are at 12% p.a. for 12-month to 60-month loan and 15% p.a. for 72-month to 84-month loan. 
  • Up to 95% of your available credit limit under your BOC MoneyPlus account making it one of the best and easiest personal loan back-up.
Citizenship StatusSingaporean / PR
Age RequirementAt least 21 years old
Minimum Annual IncomeS$30,000
Processing Fee3% of approved loan amount
Late Payment Fee2% of the minimum payment sum or $100, whichever is higher
Cancellation FeeS$100
Rescheduling Fee$100 for restructure of loan tenure

Disclaimer: This information may differ from what you see when you visit other financial service websites or the product’s official site, but Loan Advisor continues to keep every detail updated and accurate. This site may be compensated through third-party advertisers. However, the results of our comparison tools which are not marked as sponsored will always be based on objective analysis.

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