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Bank of China

Bank of China MoneyPlus Line of Credit

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Bank of China MoneyPlus Line of Credit


Prevailing Interest Rate

S$ 100

Annual Fee

S$ 300

Min.Monthly Repayment

S$ 10,000

Loan Amount

3 Years

Loan Tenure

Get your Bank of China MoneyPlus Line of Credit online to aid your immediate needs and expenses. MoneyPlus Credit Card users can enjoy low-interest rates and can be easily acquired with the income requirement of just a minimum of S$1,700 per month. This package guarantees quick approval and offers one of the longest repayment terms in Singapore.


  • Low-interest rates of 1.9% – 2.38% per month and pay only what you have already used
  • Line of credit for up to four times your monthly income
  • Easy repayments available everywhere
  • Convenient withdrawing of cash anywhere and anytime via Mobile Banking/Online
    BOC Branches and ATMs, iNETS, Using FAST option from other participating banks
  • Smooth and instant approval
  • No processing fee
Citizenship StatusSingaporean / PR
Age Requirement21 years old and above
Minimum Annual IncomeS$20,000
Annual FeeS$100
Late Payment Fee2% of minimum payment sum or S$100 per month,
whichever is higher
Cash Advance FeeS$20 or 6% of amount withdrawn, whichever is higher
Over-limit FeeS$40
Returned ChequeS$40
Minimum Monthly Repayment3% of current balance or S$50, whichever is higher

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