Bank of China MoneyPlus Line of Credit
Prevailing Interest Rate
Annual Fee
Min.Monthly Repayment
Loan Amount
Loan Tenure
Get your Bank of China MoneyPlus Line of Credit online to aid your immediate needs and expenses. MoneyPlus Credit Card users can enjoy low-interest rates and can be easily acquired with the income requirement of just a minimum of S$1,700 per month. This package guarantees quick approval and offers one of the longest repayment terms in Singapore.
ALL DETAILS
Key Features
- Low-interest rates of 1.9% – 2.38% per month and pay only what you have already used
- Line of credit for up to four times your monthly income
- Easy repayments available everywhere
- Convenient withdrawing of cash anywhere and anytime via Mobile Banking/Online
BOC Branches and ATMs, iNETS, Using FAST option from other participating banks - Smooth and instant approval
- No processing fee
Eligibility
| Citizenship Status | Singaporean / PR |
| Age Requirement | 21 years old and above |
| Minimum Annual Income | S$20,000 |
Other Fees and Charges
| Annual Fee | S$100 |
| Late Payment Fee | 2% of minimum payment sum or S$100 per month, whichever is higher |
| Cash Advance Fee | S$20 or 6% of amount withdrawn, whichever is higher |
| Over-limit Fee | S$40 |
| Returned Cheque | S$40 |
| Minimum Monthly Repayment | 3% of current balance or S$50, whichever is higher |
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