Bank of China

Bank of China Debt Consolidation Plan

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Bank of China Debt Consolidation Plan

3.83%

Interest Rate

S$ 600

Processing Fee

S$ 929

Monthly Repayment

S$ 30,000

Loan Amount

3 Years

Loan Tenure

Bank of China’s Debt Consolidation Plan will help you keep up with your repayments by allowing you to consolidate all your credit card or unsecured loan balances into one account. Bank of China offers one of the lowest interest rates from 3.52% (EIR 6.72%) and fixed monthly repayments of up to 10 years.

ALL DETAILS

  • One of the lowest interest rates starting from 3.52%
  • Fixed monthly repayment up to 10 years of maximum loan tenure
  • Complimentary BOC Family Card with no annual fee during Debt Consolidation Plan loan tenure
  • Easy application via SMS, BOCCARD<space>DCWS<space>NAME<space>NRIC/Passport Number to 79777
Citizenship StatusSingaporean / PR
Age Requirement21 years old and above
Employment StatusSalaried Employee, Variable/Commission-based
Employees or Self Employed
Minimum Annual IncomeS$30,000
Processing Fee2% of approved loan amount
Late Payment Fee$100 or 2% of minimum payment,
whichever is higher
Full Repayment Penalty$200 or 5% of the outstanding balance,
whichever is higher

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