Bank of China Debt Consolidation Plan
Interest Rate
Processing Fee
Monthly Repayment
Loan Amount
Loan Tenure
Bank of China’s Debt Consolidation Plan will help you keep up with your repayments by allowing you to consolidate all your credit card or unsecured loan balances into one account. Bank of China offers one of the lowest interest rates from 3.52% (EIR 6.72%) and fixed monthly repayments of up to 10 years.
ALL DETAILS
Key Features
- One of the lowest interest rates starting from 3.52%
- Fixed monthly repayment up to 10 years of maximum loan tenure
- Complimentary BOC Family Card with no annual fee during Debt Consolidation Plan loan tenure
- Easy application via SMS, BOCCARD<space>DCWS<space>NAME<space>NRIC/Passport Number to 79777
Eligibility
Citizenship Status | Singaporean / PR |
Age Requirement | 21 years old and above |
Employment Status | Salaried Employee, Variable/Commission-based Employees or Self Employed |
Minimum Annual Income | S$30,000 |
Other Fees and Charges
Processing Fee | 2% of approved loan amount |
Late Payment Fee | $100 or 2% of minimum payment, whichever is higher |
Full Repayment Penalty | $200 or 5% of the outstanding balance, whichever is higher |
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