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UOB Private Home Loan

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UOB Private Home Loan

2 years

Lock-In Period


Interest Rate (1st year)

S$ 1,172

Monthly Repayment (1st year)

S$ 300,000

Loan Amount

25 Years

Loan Tenure

Avail of a UOB Private Home Loan online to achieve in getting your dream house. They offer to guarantee competitive interest savings, flexibility, convenience, and a host of benefits to answer your every need. This deal is an accessible and secure credit line with same-day approval.


  • Get up to 75% financing of the purchase price or valuation of your new property 
  • 3-Month compounded SORA Home Loan package
  • Combination of fixed-rate and 3-Month Compounded SORA
  • Fixed-rate or floating-rate
  • A bridging loan can be arranged to help in making down payments for your new home first.

You can choose from a variety of loan packages from UOB depending on your financial situations. Rest assured these guarantee flexible options on repayment and are specifically tailored for you:

  • Fixed-rate
  • Floating-rate
  • Combination of fixed-rate and  3-Month Compounded SORA

Package OptionsYear 1 & 2 interestYear 3 interestYear 4 & OnwardsFeatures
2-year Fixed Rate
(2-year lock in)
1.30% p.a3M Compounded SORA + 1.30% p.a.3M Compounded SORA + 1.60% p.a.1 Free Conversion
2-year Floating Rate
(2-year lock in)
ML + 0.65% p.a.ML + 0.65% p.a.ML + 0.65% p.a.1 Free Conversion
2-year SORA
(1-year lock in)
3M Compounded SORA + 1.25% p.a.3M Compounded SORA + 1.40% p.a.3M Compounded SORA + 1.40% p.a.1 Free Conversion

Note: Promotional rates are accessible only for a limited period. It is only valid for completed residential properties in Singapore, for your new purchase or refinancing from a different bank or HDB.

Apply for a UOB Property Loan online and borrowers can obtain instant approval within minutes. Also with its online exclusive gifts worth up to S$3,838 on top of attractive rates, a free conversion after lock-in, and flexibility in redeeming your home loan is assured when selling your property.

Disclaimer: This information may differ from what you see when you visit other financial service websites or the product’s official site, but Loan Advisor continues to keep every detail updated and accurate. This site may be compensated through third-party advertisers. However, the results of our comparison tools which are not marked as sponsored will always be based on objective analysis.

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