DBS Private Property Home Loan
Lock-In Period
Interest Rate (1st year)
Monthly Repayment (1st year)
Loan Amount
Loan Tenure
Over the years, DBS has been among the most affordable lenders in Singapore. This is evident in its DBS Private Property Loan which offers very competitive and floating interest rates from 1.00% to 1.68%. It also provides attractive rates for private properties under construction from at least 0.99% to 1.25%!
ALL DETAILS
Key Features
- Transparent rate patterned to SGD fixed deposit interest rates
- Guarantees very competitive fixed and floating home loan rates, with and without lock-in periods
- Offers a minimum loan amount of S$100,000
- Lock-in periods of up to 5 years
- Earn up to 3.8% p.a. on your savings with DBS Multiplier; No minimum salary, no minimum credit card spend
Loan Packages
Fixed Rate Packages:
2-Year Fixed Rate (minimum loan amount of S$100,000)
| 2-Year Lock-in | Interest Rates |
| Year 1 to Year 2 | 1.30% p.a. |
| Year 3 and thereafter | FHR6 + 1.60% p.a. |
3-Year Fixed Rate (minimum loan amount of S$100,000)
| 3-Year Lock-in | Interest Rates |
| Year 1 to Year 3 | 1.40% p.a. |
| Year 3 and thereafter | FHR6 + 1.60% p.a. |
Floating Rate Packages:
2-Year Lock-in (minimum loan amount of S$500,000)
| 2-Year Lock-in | Interest Rates |
| Year 1 to Year 2 | FHR6 + 1.05% (Capped at 1.50% p.a) |
| Year 3 and thereafter | FHR6 + 1.60% |
5-Year Lock-in (minimum loan amount of S$100,000)
| 5-Year Lock-in | Interest Rates |
| Year 1 | FHR6 + 0.80% p.a. (Capped at 2.30% p.a) |
| Year 2 to Year 5 | FHR6 + 1.00% p.a. (Capped at 2.30% p.a) |
| Year 6 and thereafter | FHR6 + 1.40% p.a. |
*Note: FHR6 is 0.200% p.a. currently.
Promotion
Homeowners can secure their home loans from interest hikes in the first two years by applying for POSB’s online exclusive promo! Rate starts at 1.25% p.a. with a capped interest rate of 1.50% p.a.
This deal is valid with a minimum loan amount of S$300,000. A cash reward of up to S$2,800 is available for refinancing as well.
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