DBS HDB Home Loan
Lock-In Period
Interest Rate (1st year)
Monthly Repayment (1st year)
Loan Amount
Loan Tenure
This DBS package is ideally made for homeowners seeking a housing loan for an HDB flat, which provides competitive fixed and floating interest rates. It is also best for borrowers hoping to refinance home loans of more than S$500,000. This deal features lock-in periods of up to 5 years.
ALL DETAILS
Key Features
- Offers a choice of fixed-rate and floating-rate
- Transparent rate pegged to SGD fixed deposit interest rates
- Save S$150 monthly when you switch to DBS HDB Loan
- Provides protection against sudden loss of income and unfortunate events with Home Payment Care
- Earn up to 3.00% p.a. on your savings with DBS Multiplier, no minimum salary, no minimum credit card spend.
Loan Packages
Fixed Rate Packages:
2-Year Fixed Rate (minimum loan amount of S$100,000)
| 2-Year Lock-in | Interest Rates |
| Year 1 to Year 2 | 1.30% p.a. |
| Year 3 and thereafter | FHR6 + 1.60% p.a. |
3-Year Fixed Rate (minimum loan amount of S$100,000)
| 3-Year Lock-in | Interest Rates |
| Year 1 to Year 3 | 1.40% p.a. |
| Year 3 and thereafter | FHR6 + 1.60% p.a. |
5-Year Fixed (HDB Exclusive – minimum loan amount of S$200,000)
| 5-Year Lock-in | Interest Rates |
| Year 1 to Year 5 | 1.40% p.a. |
| Year 6 and thereafter | FHR6 + 1.60% p.a. |
Floating Rate Packages:
2-Year Lock-in (minimum loan amount of S$500,000)
| 2-Year Lock-in | Interest Rates |
| Year 1 to Year 2 | FHR6 + 1.05% (Capped at 1.50% p.a) |
| Year 3 and thereafter | FHR6 + 1.60% |
5-Year Lock-in (minimum loan amount of S$100,000)
| 5-Year Lock-in | Interest Rates |
| Year 1 | FHR6 + 0.80% p.a. (Capped at 2.30% p.a) |
| Year 2 to Year 5 | FHR6 + 1.00% p.a. (Capped at 2.30% p.a) |
| Year 6 and thereafter | FHR6 + 1.40% p.a. |
*Note: FHR6 is 0.200% p.a. currently.
Promotion
With DBS HDB Home Loan, you can enjoy home loan rates at 1.25% p.a. with a capped interest rate of 1.50% p.a. – protecting you from future interest rate increase for greater peace of mind.
Promotion
With DBS HDB Home Loan, you can enjoy home loan rates at 1.25% p.a. with a capped interest rate of 1.50% p.a. – protecting you from future interest rate increase for greater peace of mind.
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