DBS

DBS HDB Home Loan

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DBS HDB Home Loan

2 years

Lock-In Period

1.30%

Interest Rate (1st year)

S$ 1,172

Monthly Repayment (1st year)

S$ 300,000

Loan Amount

25 Years

Loan Tenure

This DBS package is ideally made for homeowners seeking a housing loan for an HDB flat, which provides competitive fixed and floating interest rates. It is also best for borrowers hoping to refinance home loans of more than S$500,000. This deal features lock-in periods of up to 5 years.

ALL DETAILS

  • Offers a choice of fixed-rate and floating-rate
  • Transparent rate pegged to SGD fixed deposit interest rates
  • Save S$150 monthly when you switch to DBS HDB Loan
  • Provides protection against sudden loss of income and unfortunate events with Home Payment Care
  • Earn up to 3.00% p.a. on your savings with DBS Multiplier, no minimum salary, no minimum credit card spend.

Fixed Rate Packages:

2-Year Fixed Rate (minimum loan amount of S$100,000)

2-Year Lock-inInterest Rates
Year 1 to Year 21.30% p.a.
Year 3 and thereafterFHR6 + 1.60% p.a.

 

3-Year Fixed Rate (minimum loan amount of S$100,000)

3-Year Lock-inInterest Rates
Year 1 to Year 31.40% p.a.
Year 3 and thereafterFHR6 + 1.60% p.a.

 

5-Year Fixed (HDB Exclusive – minimum loan amount of S$200,000)

5-Year Lock-inInterest Rates
Year 1 to Year 51.40% p.a.
Year 6 and thereafterFHR6 + 1.60% p.a.

 

Floating Rate Packages:

2-Year Lock-in (minimum loan amount of S$500,000)

2-Year Lock-inInterest Rates
Year 1 to Year 2FHR6 + 1.05% (Capped at 1.50% p.a)
Year 3 and thereafterFHR6 + 1.60%

 

5-Year Lock-in (minimum loan amount of S$100,000)

5-Year Lock-inInterest Rates
Year 1FHR6 + 0.80% p.a. (Capped at 2.30% p.a)
Year 2 to Year 5FHR6 + 1.00% p.a. (Capped at 2.30% p.a)
Year 6 and thereafterFHR6 + 1.40% p.a.


*Note: FHR6 is 0.200% p.a. currently.

With DBS HDB Home Loan, you can enjoy home loan rates at 1.25% p.a. with a capped interest rate of 1.50% p.a. – protecting you from future interest rate increase for greater peace of mind.

With DBS HDB Home Loan, you can enjoy home loan rates at 1.25% p.a. with a capped interest rate of 1.50% p.a. – protecting you from future interest rate increase for greater peace of mind.

Disclaimer: This information may differ from what you see when you visit other financial service websites or the product’s official site, but Loan Advisor continues to keep every detail updated and accurate. This site may be compensated through third-party advertisers. However, the results of our comparison tools which are not marked as sponsored will always be based on objective analysis.

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