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POSB Further Study Assist

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POSB Further Study Assist


Interest Rate

S$ 250

Processing Fee

S$ 297

Monthly Repayment

S$ 10,000

Loan Amount

3 Years

Loan Tenure

For students having a difficult time with their finances, POSB Further Study Assist offers low-interest rates and higher loan amounts! This plan also features a flexible repayment period with no early redemption or cancellation penalty.


  • Offers lower interest rate at 4.38% p.a.
  • No early redemption or cancellation penalty
  • Flexible repayment period of at least up to 10 years 
  • Higher loan amount of up to 10x the combined monthly income of you and your guarantor (max. S$160,000)
  • Singapore
Citizenship StatusSingaporean / PR
Age Requirement (applicant)17 – 65 years old
Minimum Annual Income (applicant)S$18,000
Age Requirement (guarantor)21 – 65 years old
Minimum Annual Income (guarantor)S$24,000

    *Note: Guarantor must be an immediate family member

Disbursement FeeNo charges for issuance of Cashier’s Order/
Demand Draft to the institutions
Processing Fee2.5% of approved loan amount
Late Payment FeeS$30
Cancellation FeeNo charges
Partial/Full Repayment PenaltyNo charges

Disclaimer: This information may differ from what you see when you visit other financial service websites or the product’s official site, but Loan Advisor continues to keep every detail updated and accurate. This site may be compensated through third-party advertisers. However, the results of our comparison tools which are not marked as sponsored will always be based on objective analysis.

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