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POSB

POSB Further Study Assist

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POSB Further Study Assist

4.38%

Interest Rate

S$ 250

Processing Fee

S$ 297

Monthly Repayment

S$ 10,000

Loan Amount

3 Years

Loan Tenure

For students having a difficult time with their finances, POSB Further Study Assist offers low-interest rates and higher loan amounts! This plan also features a flexible repayment period with no early redemption or cancellation penalty.

ALL DETAILS

  • Offers lower interest rate at 4.38% p.a.
  • No early redemption or cancellation penalty
  • Flexible repayment period of at least up to 10 years 
  • Higher loan amount of up to 10x the combined monthly income of you and your guarantor (max. S$160,000)
  • Singapore
Citizenship StatusSingaporean / PR
Age Requirement (applicant)17 – 65 years old
Minimum Annual Income (applicant)S$18,000
Age Requirement (guarantor)21 – 65 years old
Minimum Annual Income (guarantor)S$24,000

    *Note: Guarantor must be an immediate family member

Disbursement FeeNo charges for issuance of Cashier’s Order/
Demand Draft to the institutions
Processing Fee2.5% of approved loan amount
Late Payment FeeS$30
Cancellation FeeNo charges
Partial/Full Repayment PenaltyNo charges

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