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OCBC Frank Education Loan

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OCBC Frank Education Loan


Interest Rate

S$ 250

Processing Fee

S$ 297

Monthly Repayment

S$ 10,000

Loan Amount

3 Years

Loan Tenure

For students studying at a local private or overseas institution, get your OCBC Frank Education Loan online. It offers a low-interest rate of just 4.5% per annum (EIR is 5.17% per annum) and allows you to loan up to 10x your monthly income or S$150,000, whichever is lower. This package guarantees quick approval and a range of flexible repayment options.


  • Borrow up to 10x of your monthly salary, up to $150,000
  • Loan tenure of up to 8 years
  • Flexible repayment option
  • Low-interest rate: 4.5%
  • Minimum loan amount: S$1000
  • Singapore
  • Overseas
Citizenship StatusSingaporean / PR
Age Requirement (applicant)21 years old and above
Employment StatusSalaried Employee, Variable/Commission-based
Employees or Self Employed
Minimum Annual IncomeS$24,000 and above (individual or with the joint applicant)
Guarantor Requiredif the applicant is not working or loan amount
cannot be supported by applicant’s income
Age Requirement (guarantor)21 – 60 years old
Disbursement Fee$20 per cashier’s order or demand draft issue
Processing Fee2.5% of approved loan (min $100)
Late Payment FeeS$50
Partial Repayment Penalty1% of amount prepaid
Full Repayment Penalty1% of amount prepaid

Disclaimer: This information may differ from what you see when you visit other financial service websites or the product’s official site, but Loan Advisor continues to keep every detail updated and accurate. This site may be compensated through third-party advertisers. However, the results of our comparison tools which are not marked as sponsored will always be based on objective analysis.

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