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DBS Takashimaya Card

DBS Takashimaya Card

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Best for Voucher Rebates and Annual Fee Waiver

DBS Takashimaya Card

5%-6% Voucher Rebates

at Takashimaya Store

2 Takashimaya Points

for Minimum Spend S$10-S$12

Additional 10%

at Takashimaya Sales Event

If you’re looking for one of the best credit cards on the market right now, the latest DBS bank Takashimaya Visa Card offers regular shoppers tons of Takashimaya bonus points and voucher rebates, as well as a first year annual fee waiver. However, you’ll need to be a big spender to take full advantage. So, is the DBS Takashimaya credit card and/or debit card worth your while? Let’s find out.

DBS Takashimaya Credit/Debit Card Rewards

  • Two Options Available
    Pick from the DBS Takashimaya Visa Card or DBS Takashimaya American Express Card depending on your needs.
  • Annual Fee Waiver
    Get a first-year annual fee waiver with either DBS Takashimaya American Express or the DBS Takashimaya Visa Card.
  • Generous Voucher Rebates
    Enjoy 5 – 6% voucher rebates at Takashimaya Department Store branches and earn 2 Takashimaya Bonus Points with every minimum spend (or minimum charge) of $10 – $12 using your DBS Takashimaya Visa Card or American Express Card, respectively.
  • Big Savings at Takashimaya Department Store Events
    If you’re visiting Takashimaya Department Store enjoy saving an additional 10% at selected sale events.
  • Cash Card Parking Perks
    Get a $6 topup for parking on your CashCard with every minimum spend (or minimum charge) using your DBS Takashimaya Visa Card or American Express Card at Takashimaya Department Store.
  • Any money you spend on grocery shopping at Takashimaya Department store can be turned into the rebates we’ve already mentioned, while every $2,000 spent outside the store can also earn you a $10 rebate.
  • There are no petrol benefits at the time of writing, but customers can get a $6 top up to their CashCard for parking with a minimum charge of $250 at the department store.
  • Unfortunately, Takashimaya online store purchases are not currently eligible to earn bonus points – but you can enjoy tons benefits in store!
  • You can access extensive voucher rebates whenever you spend money at Takashimaya Department Stores here in Singapore – as well as at Takashimaya Japan, Thailand, Ho Chi Minh and Shanghai. We’ve outlined the percentages up for grabs in the section above.

Pros

  • First-year annual fee waiver from the bank
  • Earn voucher rebates of 5 – 6% in store 
  • Tons of Takashimaya Bonus Points up for grabs
  • Discounts at selected sale events
  • $6 parking top up 

Cons 

  • Minimum payment or min spend required for most perks
  • Only bigger spenders will get the best benefits
  • Late payment charge of $100 on any outstanding balance above $200
  • Other credit cards offer cash advance, more key features and competitive interest rates

How to Apply

21 years old and above

Singapore and Permanent Residents
S
$30,000

Foreigners
S$45,000

Annual FeeS$192.60 per principal card, S$96.30 for each supplementary card 
Fee waiverWaive for First Year 
Annual Interest Rate26.8% p.a.
Late Payment FeeS$100 on any outstanding balance of $200 or more
Cash Advance Fee $15 or 6%, whichever is highest
Minimum Monthly Spend / Monthly Payment:$50 or 3%, whichever is highest
Foreign Currency Transaction Fee1.8%

You will need to provide supporting documents as proof of income. In most cases, DBS will grant you a credit limit for all unsecured facilities capped at four times your monthly income.

Disclaimer: This information may differ from what you see when you visit other financial service websites or the product’s official site, but Loan Advisor continues to keep every detail updated and accurate. This site may be compensated through third-party advertisers. However, the results of our comparison tools which are not marked as sponsored will always be based on objective analysis.

How does DBS Takashimaya Compare with Other Credit Cards in Singapore? 

Let’s take a quick look at how the DBS Takashimaya Card compares to some of the other best credit cards available on the Singaporean market right now: 

 

Minimum Income

Interest

Cash Back

Minimum Spend

Rewards

DBS Takashimaya Visa / American Express Card

$30,000 (Singaporean)

 

$45,000 (Foreigner)

26.80% p.a.

$30 worth of Takashimaya gift vouchers with every 100 Takashimaya bonus points

 

Even greater perks for Takashimaya Amex card members

$300

Up to 300 Takashimaya bonus points per transaction for DBS Takashimaya Amex card members

 

Redeemable Takashimaya gift vouchers and rebates for all customers

Citi Cash Back+ Mastercard

$30,000 (Singaporean)

 

$42,000 (Foreigner)

26.90% p.a.

1.6%

 

Unlimited cap

N/A

Redeem cash back instantly

 

Cash rebate via SMS or Pay with Points

Standard Chartered Unlimited Cashback Credit Card

$30,000 (Singaporean)

 

$60,000 (Foreigner)

26.90% p.a.

Up to 1.5%

 

Unlimited cap

N/A

2 year fee waiver

 

Up to 22.61% fuel savings at Caltex

American Express True Cashback Card

$30,000 (Singaporean)

 

$60,000 (Foreigner)

26.90% p.a.

Up to 3.0%

 

Unlimited cap

N/A

Additional 1% cashback on foreign currency spend

 

No min spend or cap

POSB Everyday Card

$30,000 (Singaporean)

 

$45,000 (Foreigner)

26.80% p.a.

0.3% for all purchases

N/A

Use SimplyGo as an MRT card to eliminate auto top up

 

Link to your current account or debit card

DBS Live Fresh Card

$30,000 (Singaporean)

 

$60,000 (Foreigner)

26.80%

Up to 5% available both online and via contactless payments

$600 min spend per month

1 year fee waiver

 

0.3% earned on all other types of spending

DBS Takashimaya Card: Our Verdict 

So, are the DBS Takayama Visa Card and DBS Takashimaya American Express Card worth signing up for? Well, with so many amazing Takashimaya Bonus Points up for grabs, huge potential to accumulate voucher rebates and tons of other in store perks available, we think this credit card is a great option for anyone who likes to spend regularly at Takashimaya stores either here in Singapore or overseas.

That said, if you think you’re unlikely to hit those minimum charge and min spend limits, or you don’t spend too much time shopping at Takashimaya Department Store, you might do better to consider other Visa card, debit card and American Express cards instead, as well as alternative financial products such as personal and home loans, that might better suit your needs. Check out our comparison table above if you’d like to find an alternative card with more favourable minimum monthly payment or annual income requirements – or if you need other services like a cash advance or longer fee waivers.

DBS Takashimaya Card FAQs

With most DBS credit cards, every time a qualifying minimum charge is made to your card, you will earn DBS bonus points which can be exchanged for various rewards and discounts. That said, the DBS Takashimaya Card is not currently eligible for the standard DBS Points Redemption Programme – customers instead get the Takashimaya-based perks we have reviewed in this article.

With the Takashimaya credit card, you can earn 2 Takashimaya bonus points with every $12 charged to your Visa Card, or with every $10 charged to any DBS Takashimaya American Express cards.

Transactions that don’t meet the $12 and/or $10 limits will not incur bonus points.

You can exchange your bonus points for Takashimaya Gift Vouchers. For most customers, every 100 bonus points will earn you $30 worth of Takashimaya gift vouchers. That said, if you’re a DBS Takashimaya Amex card member, every 300 Takashimaya bonus points will get you $90 worth of Takashimaya Gift Vouchers in addition to this.

If you’re visiting a Takashimaya department store enjoy complimentary delivery service whenever you spend over $100. Just keep in mind that during 10% promotion days, this min spend limit rises to $200.

You can quickly and easily track how many bonus points you have accumulated using the DBS PayLah app. Simply log in, click the Takashimaya icon and visit your “Takashimaya Bonus Points” summary page. If you’ve built up enough points, you can redeem them using the app to later spend in store.

Our DBS Takashimaya Final Thoughts

The DBS Takashimaya Visa Card and American Express Card both offer several great perks – especially to consumers who regularly spend money at Takashimaya stores. This new credit card enables you to:

  • Earn anywhere up to 300 Takashimaya bonus points when you make qualifying purchases
  • Get voucher rebates and amazing perks at sales events
  • Enjoy a complimentary delivery service when shopping online or in store

If you like the sound of what you’ve read in this Takashimaya Visa Card review, you can apply for both types of card. Alternatively, you can compare other financial products ranging from home loans to personal finance using Loan Advisor’s comparison services. 

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