Blogs

Ultimate Guide to Borrow from Licensed Moneylenders in Singapore

Ultimate Guide to Borrow from Licensed Moneylenders in Singapore

Need a clear guide on borrowing from a lender in Singapore? Read here to learn more about your future application and the importance of licensed institutions!
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How to Avoid Credit Card Frauds and Scams in 6 Steps

How to Avoid Credit Card Frauds and Scams in 6 Steps

Credit cards offer a plethora of conveniences but they also pose a lot of risk. You can avoid becoming a victim of credit card fraud and scams with these steps.
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Covid 19: 5 Insights To Rebuild Business Recovery

Covid 19: 5 Insights To Rebuild Business Recovery

The COVID-19 pandemic has taught businesses to be adaptable. As businesses recover in the wake of the pandemic, these insights will help them move forward.
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How to Prevent Identity Theft Sweeping the US and Beyond

How to Prevent Identity Theft Sweeping the US and Beyond

Identity theft can steal more than your money because scammers can take over your digital profile and trick others. Learn the best ways to avoid them here.
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Deliveroo, GrabFood, FoodPanda, and Other Promo Codes Feb 2021

Deliveroo, GrabFood, FoodPanda, and Other Promo Codes Feb 2021

You won't be celebrating your birthdays in crowded places along with Singapore as much as before. However, you can still eat plenty and pay for less. Read more.
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Best Short-term Endowment Plans in Singapore (2021)

Best Short-term Endowment Plans in Singapore (2021)

Here is an extensive guide to help you look for the best short-term endowment plans in Singapore this 2021 and in the coming years. You must read this!
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List of Interest-Free Study Loans in Singapore

List of Interest-Free Study Loans in Singapore

Need help with your college financing? There are different ways to fund your University education. Here's a list of interest free study loan Singapore.
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Maybank Car Loan Review Singapore

Maybank Car Loan Review Singapore

Want to avail the largest car loan financing possible in Singapore? Find the information you need in this Maybank car loan review to make an informed choice.
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Bankruptcy Search For Individual And Corporate in Singapore

Bankruptcy Search For Individual And Corporate in Singapore

Bankruptcy isn't the end of the world, unless you mismanage it. Here is everything you need to know about personal or business bankruptcies
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Latest SIBOR Rates and Trends (2021)

Latest SIBOR Rates and Trends (2021)

SIBOR and SOR play an enormous role for most home loans in Singapore. They can help you lower your monthly repayments by reading more about them here.
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What is In Principle Approval (IPA)? And Why Shouldn’t You Buy a House Without It?

What is In Principle Approval (IPA)? And Why Shouldn’t You Buy a House Without It?

Looking to buy property in Singapore? You’ll need In Principle Approval (IPA) before you can proceed. Find out what IPA is and how it works with Loan Advisor today.
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Compare Small Business Loans in Singapore (2021)

Compare Small Business Loans in Singapore (2021)

In these times of economic crisis that has swept the entire globe because of COVID-19 lockdown restrictions, your business might...
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COE Renewal After 5, 10 Years: Is It Worth It?

COE Renewal After 5, 10 Years: Is It Worth It?

Singapore, being one of the busiest countries in the world, is also amongst the most expensive areas to live in....
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How to Finance Used Cars in Singapore?

How to Finance Used Cars in Singapore?

If you are looking for a way to finance your dream car, here is a guide on used car loans that will help you select the best car financing offers on the market.
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Overview of Maybank Education Loan

Overview of Maybank Education Loan

The greatest hindrance to your dreams of pursuing further studies like getting an MBS qualification is probably the financial burden...
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What’s the Difference Between Principal and Interest?

What’s the Difference Between Principal and Interest?

Generally speaking, any kind of loan or financial products bought from a bank and/or a financial institution include a fee...
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Bank vs In-House Car Loan: Which Is Better?

Bank vs In-House Car Loan: Which Is Better?

If you need financing, you can find it conveniently in Singapore. Banks have the friendliest rates and have unbeatable promotions...
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Hong Leong Finance Car Loan Review

Hong Leong Finance Car Loan Review

Hong Leong Finance offers one of the most affordable car loans for new cars, but its used car loan rates...
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Guide To Applying For CPF Housing Grants For Families In Singapore

Guide To Applying For CPF Housing Grants For Families In Singapore

You are doing better than expected this year even during a pandemic and you find yourself between crossroads in life....
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Best Education Loan in Singapore for Studying Overseas

Best Education Loan in Singapore for Studying Overseas

Studying in Singapore might be your dream but with the expensive rate of education, getting the tuition fee and money...
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Citibank Home Loan Review Singapore

Citibank Home Loan Review Singapore

Citibank's home loans offer attractive introductory interest rates, but may not be competitive in terms of total interest cost. Pros...
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How to Find the Lowest Interest Rate Personal Loan in Singapore?

How to Find the Lowest Interest Rate Personal Loan in Singapore?

Personal loans in Singapore have a lot of variations when it comes to features and purposes. These loans can supplement...
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How to Choose the Best Student Loan in Singapore?

How to Choose the Best Student Loan in Singapore?

Singapore is one of the leading countries in Asia renowned for exhibiting the utmost priority in their education sector and...
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HDB Loan vs Bank Loan: Which Is Better to Get for Your Home?

HDB Loan vs Bank Loan: Which Is Better to Get for Your Home?

There are many steps involved in house hunting, and one of the biggest is deciding between getting a home loan...
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How to Calculate Loan-To-Value Ratio in Singapore?

How to Calculate Loan-To-Value Ratio in Singapore?

The loan-to-value LTV ratio is, by essence, the measurement of an individual 's loan size as relative to the value...
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Overview of DBS Study Loans: Which to Choose?

Overview of DBS Study Loans: Which to Choose?

DBS shares your dream of attending university or polytechnic. It provides various types of loans including education or student loans....
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DBS Personal Loan Singapore Review: The Best Quick Cash Personal Loan

DBS Personal Loan Singapore Review: The Best Quick Cash Personal Loan

Suppose you are looking for quick cash and want to borrow a personal loan from the bank. In that case,...
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Long Tenures From the Bank of China Personal Loan: Is It Worth It?

Long Tenures From the Bank of China Personal Loan: Is It Worth It?

The Bank of China (BOC) offers its $martloan that has the longest tenure here in Singapore. The repayments that you...
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Standard Cashone Review 2021: Do Competitive Rates Apply for Everyone?

Standard Cashone Review 2021: Do Competitive Rates Apply for Everyone?

For those Singapore residents who have a bad credit history, Standard Chartered CashOne personal loan is their likely perfect match....
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Personal Loan Agreement: What You Need to Know Before Signing

Personal Loan Agreement: What You Need to Know Before Signing

A personal loan is an unsecured loan that has fixed interest rates and repayment periods. Issued by banks and other...
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How Amortization Works and Other Things You Need to Know

How Amortization Works and Other Things You Need to Know

Most people when asked about their ultimate dream, the first thing that comes to mind is to be independent --...
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Why should We Choose Citibank Personal Loan?

Why should We Choose Citibank Personal Loan?

The Citibank personal loan in Singapore offers competitive rates for individuals seeking a small, short-term loan for personal loans. These...
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POSB Home Loan Review: Why You Should Get a POSB Loan for Your HDB Flat

POSB Home Loan Review: Why You Should Get a POSB Loan for Your HDB Flat

Key Features Pros Individuals who are looking to purchase a property or HDB flat Borrowers looking to learn more information...
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Home Loan Review: OCBC Vs Other Banking Giants

Home Loan Review: OCBC Vs Other Banking Giants

Key Features Pros Borrowers looking for competitive interest rates Borrowers looking to learn more information on OCBC Home Loans Individuals...
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Applying for an HDB Grant for the First Time? Here’s What You Need to Know

Applying for an HDB Grant for the First Time? Here’s What You Need to Know

In Singapore, a country where land resources for residents are limited, housing grants are helpful and necessary. It is difficult,...
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Standard Chartered Home Loan Review: Is SC’s Interest Offsetting Feature Worth It?

Standard Chartered Home Loan Review: Is SC’s Interest Offsetting Feature Worth It?

Standard Chartered, under Temasek holdings, is one of the biggest banks in Singapore that offer affordable home loans. If you...
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Maybank Home Loan Review: Competitive Introductory Interest Rates

Maybank Home Loan Review: Competitive Introductory Interest Rates

Home loan products from Maybank, a banking company based in Malaysia (with its own line of credit cards and ATM...
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UOB Home Loan Review: Ideal Mortgage for HDB and Private Residences

UOB Home Loan Review: Ideal Mortgage for HDB and Private Residences

The United Overseas Bank or UOB is one of the largest banks in Singapore, and it offers home loans that...
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DBS Home Loan Review 2021: Is It the Most Affordable Mortgage Loan in Singapore?

DBS Home Loan Review 2021: Is It the Most Affordable Mortgage Loan in Singapore?

DBS Bank in Singapore is one of the best banks for a fixed interest home loan and competitive home rate....
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Your Guide to Building an Emergency Fund

Your Guide to Building an Emergency Fund

Badly enough, a survey says that 2 out of 3 working Singaporeans do not have enough emergency funds. This information...
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HSBC Home Loan Review: Is It the Best Home Loan Package in Singapore?

HSBC Home Loan Review: Is It the Best Home Loan Package in Singapore?

Pros Cons Wide range of loan packages Lowest interest rates available in Singapore  Seek interest offsetting Online Monitoring Cannot fully...
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What’s HDB Loan Eligibility (HLE) Letter Validity Period?

What’s HDB Loan Eligibility (HLE) Letter Validity Period?

You've found an HDB property reseller, and you can't wait to finance and move to your new flat. However, you...
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Deferred Payment Scheme Explained: Buy Now, Worry Later

Deferred Payment Scheme Explained: Buy Now, Worry Later

Loan deals and payment schemes in Singapore are always helpful for buyers struggling to complete their purchase. In this article,...
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The Average Cost of a Wedding in Singapore (2021)

The Average Cost of a Wedding in Singapore (2021)

While marriage is a huge step to take, bonding ties wouldn't only be the big risk to make. Unless you...
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HSBC Personal Loan Review: The Most Affordable Short-term Loan

HSBC Personal Loan Review: The Most Affordable Short-term Loan

The cheapest and most affordable personal loan interest rates are offered by HSBC here in Singapore. Customers can borrow a...
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OCBC Personal Loan Review 2021: Is the Price Worth It?

OCBC Personal Loan Review 2021: Is the Price Worth It?

If you are not eligible for a personal loan from other lenders because you fail to meet their criteria, you...
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Personal Loans In Singapore With The Lowest Interest Rates (2021)

Personal Loans In Singapore With The Lowest Interest Rates (2021)

When you need a loan for any of the personal reasons and don't want to give any asset of yours...
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How to Find the Best SME Working Capital Loan in Singapore?

How to Find the Best SME Working Capital Loan in Singapore?

If you are a business owner operating in Singapore within the SME field, there is a huge chance that you...
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Maximum Loan Tenure for Private Property in Singapore

Maximum Loan Tenure for Private Property in Singapore

Considering the increase in interest rate and the government's new cooling measures on acquiring properties in Singapore, data from population.sg...
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POSB Personal Loan: Everything You Need to Know

POSB Personal Loan: Everything You Need to Know

Pros: Instant cash disbursal for POSB/DBS clients Competitive and personalized interest rates from as low as 3.88% p.a. (EIR 7.56%...
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Overdraft Loan vs. Credit Card vs. Personal Loan

Overdraft Loan vs. Credit Card vs. Personal Loan

On some occasions, we get caught in a situation where we have additional expenditures than what we have on our...
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MOE Tuition Fee Loan vs CPF Education Scheme

MOE Tuition Fee Loan vs CPF Education Scheme

It is important to make an informed decision when it comes to choosing between MOE Tuition Fee Loan and CPF...
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UOB Personal Loan Review: How Do UOB Rates Compare?

UOB Personal Loan Review: How Do UOB Rates Compare?

UOB personal loans are among the least popular personal loans here in Singapore, with good reason.  Editor’s rating: 3.0 /...
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Singapore Mortgage Loan Processing Checklist

Singapore Mortgage Loan Processing Checklist

When you're seeking a mortgage, a list of documentation is required by mortgage brokers. This checklist of mortgage processing documentation...
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What is Loan Maturity Date?

What is Loan Maturity Date?

It's easy to think of a loan's maturity date as the last day when you should have paid your financing...
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A Flat Owner’s Guide to HDB’s Minimum Occupancy Period

A Flat Owner’s Guide to HDB’s Minimum Occupancy Period

Last year, there were 22,477 resale flat transactions and nearly 20 percent of these transactions (4,578 units) involved newer flats...
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How To Choose A Legal Money Lender in Singapore?

How To Choose A Legal Money Lender in Singapore?

More and more Singaporeans are taking loans nowadays. Given the economic situations we are facing today, it is no surprise...
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Is it a Good Idea to Get a Home Equity Loan?

Is it a Good Idea to Get a Home Equity Loan?

If you have been struggling to look at ways of paying for your child’s college education, you may have been...
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How to Find the Best SME Micro Loan in Singapore

How to Find the Best SME Micro Loan in Singapore

At one point in their operation, SMEs operating in Singapore are likely to have applied for or knew about an...
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CIMB’s Cashlite Personal Loan Review

CIMB’s Cashlite Personal Loan Review

The CIMB Singapore Cashlite personal loans offer the lowest interest rate of 3.5%p.a. for their new-to-CIMB bank applicants who seek...
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How to Obtain Quick and Fast Cash Loan in Singapore?

How to Obtain Quick and Fast Cash Loan in Singapore?

Loans are important at times of emergencies and financial crises. In cases when we do not have enough cash to...
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How to Invest in Property: 7 Ways to Get Started

How to Invest in Property: 7 Ways to Get Started

Real estate investment is considered a great investment option. It can generate income and can be a good investment if...
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How to tap the CPF Education Scheme to Pay for Study Loan

How to tap the CPF Education Scheme to Pay for Study Loan

How to tap the CPF Education Scheme to Pay for Study Loan While studying is already a given pain, keeping...
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10 Things to Consider when Buying Your Second Property

10 Things to Consider when Buying Your Second Property

There is no more anxious time than the time when you were buying your first property. You are probably young...
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How to apply for HDB Loan Eligibility (HLE): your documentation checklist

How to apply for HDB Loan Eligibility (HLE): your documentation checklist

The Housing Development Board requires all Singaporeans to apply for an HDB Loan Eligibility (HLE) letter. This letter is crucial...
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What is The Maximum HDB Loan Amount I Can Get for My HDB Flat?

What is The Maximum HDB Loan Amount I Can Get for My HDB Flat?

It's a stellar undertaking to plan and pay for your own HDB flat completely. For a government-subsidized property, it's an...
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Recourse vs Nonrecourse Loan: What’s the Difference?

Recourse vs Nonrecourse Loan: What’s the Difference?

All Singaporean borrowers know about personal, business, payday, and convenient fast cash loans from licensed moneylenders and banks. These are...
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10 Ways to Achieve Debt-Free Living

10 Ways to Achieve Debt-Free Living

Living a debt-free life is, for sure, liberating. It is nice not to feel that you owe somebody money. In...
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Your Guide to Find the Best Home Renovation Loans in Singapore

Your Guide to Find the Best Home Renovation Loans in Singapore

Buying your very own landed property is probably one of everyone's biggest dreams to tick off their achievement list. There...
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What is a Cash Advance and How Do They Work?

What is a Cash Advance and How Do They Work?

For all we know, a cash advance is a method of utilizing your credit card to get instant cash in...
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How to get Monthly Installment Loans in Singapore

How to get Monthly Installment Loans in Singapore

An installment loan refers to the type of loan that you need to pay back in installments including the principal...
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How much loan can I take from moneylenders in Singapore

How much loan can I take from moneylenders in Singapore

The certified moneylenders are among the financial institutions that grant loans. The loans they offer are then repaid over a...
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10 Credit Card Benefits That You Can Enjoy

10 Credit Card Benefits That You Can Enjoy

There is a popular belief that using a credit card as your financial tool will end you up in a...
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Best Debt Consolidation Plan: How Does It Work

Best Debt Consolidation Plan: How Does It Work

It isn't easy to bear the many payments you are committed to on your credit cards. What is even much...
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How to Get Your CBS Report to Evaluate Credit Score

How to Get Your CBS Report to Evaluate Credit Score

Credit scores are a numerical coefficient of your overall performance after handling a loan and other forms of credit. Banks...
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5 Ways to Raise Business Start Up Funding Singapore

5 Ways to Raise Business Start Up Funding Singapore

The process of raising capital for starting a new business can look like an intimidating task. However, this will not...
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Your Complete Guide to Understanding Different Types of Loan

Your Complete Guide to Understanding Different Types of Loan

When you are strapped for cash and you do not have any means to cover your daily expenses, taking out...
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5 Money Lessons You Should Learn Before You Graduate

5 Money Lessons You Should Learn Before You Graduate

The earlier you start learning about how to handle your money matters, the more wisdom you gain. It is always...
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Everything You Need to Know About Credit Bureau Report in Singapore

Everything You Need to Know About Credit Bureau Report in Singapore

Credit bureaus are one of the most important factors when it comes to loan applications. Also known as consumer reporting...
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How to Plan Ahead for Your Child’s Education

How to Plan Ahead for Your Child’s Education

Succeeding in life through luck is sweet. But using education to unlock the mysterious locks that keep people struggling is...
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How to Choose the Best Payday Loan in Singapore

How to Choose the Best Payday Loan in Singapore

There is no doubt that this type of loan is helpful for those who need money immediately but do not...
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How Much Does HDB Renovation Cost in Singapore?

How Much Does HDB Renovation Cost in Singapore?

Singapore is a great country for anyone to take root and establish themselves. However, even Singaporeans know that HDB housing,...
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Where to Get the Best Instant Cash Loan Singapore?

Where to Get the Best Instant Cash Loan Singapore?

Facing a financial problem is inevitable. When borrowing money from family or friends is not an option, an instant cash...
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Guide to the Debt Repayment Scheme in Singapore

Guide to the Debt Repayment Scheme in Singapore

According to statistics of the number of applications of bankruptcy, it was evident that the figures have kept on rising...
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Your Complete Guide to Getting the Best Foreigner Loan in Singapore

Your Complete Guide to Getting the Best Foreigner Loan in Singapore

Living in a foreign country is exciting as it is quite terrifying and lonesome. It can be the latter for...
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Payday Loan Vs. Personal Loan: Which Is Suitable for You?

Payday Loan Vs. Personal Loan: Which Is Suitable for You?

Personal loans and loans, despite their differences, have some similarities. First, they are both unsecured loans, which means that you...
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Debit Cards vs. Credit Cards in Singapore: Which Should You Use?

Debit Cards vs. Credit Cards in Singapore: Which Should You Use?

Almost all physical aspects of a debit card and a credit card are indistinguishable. It is a thin plastic item...
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What You Need to Know About Money Lender Credit Bureau (MLCB)

What You Need to Know About Money Lender Credit Bureau (MLCB)

Introduction Are you a Singaporean who has any outstanding loan? Have you approached any licensed moneylender the past year? Has...
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Licensed Money Lender Vs Bank: What’s The Difference?

Licensed Money Lender Vs Bank: What’s The Difference?

It's easy to find a licensed money lender in Singapore. With just a quick visit to the Registry of Moneylenders,...
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Secured Vs Unsecured Loan in Singapore: Which One to Choose?

Secured Vs Unsecured Loan in Singapore: Which One to Choose?

The role of banks and Pte Ltd companies in loans and financing has never been more crucial to our society....
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Startup Business Loan in Singapore : How and Where to Apply

Startup Business Loan in Singapore : How and Where to Apply

Singapore gives aid to any start-up business because it prioritizes innovations and technology-based solutions in upgrading its existing systems and...
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How to Spot and Avoid Unlicensed Money Lender in Singapore

How to Spot and Avoid Unlicensed Money Lender in Singapore

Loanshark harassment has been prevalent. But unscrupulous and unlicensed moneylenders do not easily get away with their crimes.On May 23,...
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How To Find The Best Business Loan In Singapore

How To Find The Best Business Loan In Singapore

A business loan Singapore is one of the most essential products any Singapore business should consider when they've stabilized their...
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How To Improve Your Credit Score Singapore

How To Improve Your Credit Score Singapore

There are a number of benefits you can reap from having a high credit score, especially if you intend to...
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What Can Legal Debt Collectors In Singapore Do And Not Do Under The Law?

What Can Legal Debt Collectors In Singapore Do And Not Do Under The Law?

Singaporean "ah longs" or an illegal debt collector in Singapore are notorious for their underhanded methods in extracting a borrower's...
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Process And Procedure Of Filing For Bankruptcy In Singapore

Process And Procedure Of Filing For Bankruptcy In Singapore

Bankruptcy laws focus on the fair and just liquidation of a debtor's possessions to repay their creditors. Singapore's Bankruptcy Act...
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What Is a Personal Line of Credit & How Does it Work?

What Is a Personal Line of Credit & How Does it Work?

It's easy to confuse credit cards with lines of credit. Truthfully, a line of credit functions similarly to credit cards....
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Should You Choose Payday or Principal Reducing Loans?

Should You Choose Payday or Principal Reducing Loans?

When you find yourself in need of funds, it is likely you will go for a loan to support that...
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Weekly VS Monthly Loan Contract – What You Need to Know

Weekly VS Monthly Loan Contract – What You Need to Know

Since the beginning of October 2015, the capping of monthly rates of interest was officially enacted. This capping means that...
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How To Find A Reliable Money Lender In Singapore

How To Find A Reliable Money Lender In Singapore

There are several reports about loan sharks transactions in Singapore. The loan sharks are said to present themselves as authorized...
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How to Prepare for a Loan Application

How to Prepare for a Loan Application

Applying for a personal loan is never easy because there are a lot of things you need to consider before...
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Illegal Moneylenders (Loan Shark) in Singapore: How To Identify Them

Illegal Moneylenders (Loan Shark) in Singapore: How To Identify Them

When we speak about a Loan shark in Singapore or 'Ah long',  we generally feel unsafe with them. Well, truth...
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Personal Loan vs Renovation Loan : How to Fund Your Home Renovation

Personal Loan vs Renovation Loan : How to Fund Your Home Renovation

Before purchasing a new home, most homeowners are concerned about choosing the best housing loans, making matches, and maybe taking...
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Loan Scams In Singapore : Watch Out These Illegal Tactics

Loan Scams In Singapore : Watch Out These Illegal Tactics

Many Singaporeans find themselves seeking to borrow some money from at certain times in their lives. The cash may be...
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Best Personal Loan For Bad Credit

Best Personal Loan For Bad Credit

If you are dealing with a difficult situation wherein you are in need of quick cash to tide you up...
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Should You Get A Personal Loan For Your Business

Should You Get A Personal Loan For Your Business

When we talk about Personal Loans, we would often think that individuals will use it to pay off high-interest credit...
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11 Golden Tips To Settle Your Credit Card Debts

11 Golden Tips To Settle Your Credit Card Debts

It's convenient to have a credit card in Singapore, especially today where cashless transactions fare better than using actual cash...
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A-Z about Refinancing Home Loan – Why Should You Consider It

A-Z about Refinancing Home Loan – Why Should You Consider It

Refinance home loan basically refers to the act of taking your existing housing loan and refinancing it through either paying...
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10 Myths of Licensed Moneylenders in Singapore To Ease Your Doubts

10 Myths of Licensed Moneylenders in Singapore To Ease Your Doubts

It's undeniable that Singapore has a relatively high share of loan sharks. However, a licensed moneylender that provides legitimate lending...
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How does Bridging Loan work for Singapore HDB House Owner

How does Bridging Loan work for Singapore HDB House Owner

Have you ever been in a situation where you manage to buy a new property, super excited to move into...
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Be Prepared with Unexpected Financial Issues with Flexi Loan

Be Prepared with Unexpected Financial Issues with Flexi Loan

Introduction Some Singaporeans are anxious about borrowing. Considering their low salaries, they do not think they will get accepted. The...
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The Best Short-term Personal & Payday Loan in Singapore

The Best Short-term Personal & Payday Loan in Singapore

You can quickly find a short term loan in Singapore with a single search engine query. You've heard most customers...
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What to consider when taking out a personal loan in singapore

What to consider when taking out a personal loan in singapore

Moneylenders are people or institutions who value trust among their respective clients. This kind of business was established and spread...
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Need Cash Urgently? Here Is How To Get An Urgent Loan In Singapore

Need Cash Urgently? Here Is How To Get An Urgent Loan In Singapore

An urgent loan, also known as an emergency loan, is a loan that is used to cover expenses that need...
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How to Better Manage Business Debts with SME Loans

How to Better Manage Business Debts with SME Loans

Starting a business as an entrepreneur is a tricky venture, especially if you do not have enough funds to get...
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10 Bitcoin Scams You Should Be Aware Of

10 Bitcoin Scams You Should Be Aware Of

Introduction Bitcoin is the pioneer of all cryptocurrencies, and because of that, it is the most popular nowadays. Bitcoins are...
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How to Deal with Loan Shark Harassment

How to Deal with Loan Shark Harassment

IntroductionWhen it comes to a loan shark, Singapore citizens are best advised to ‘not transact with them'. These are unlicensed...
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Is It Worth Getting a Debt Consolidation Loan?

Is It Worth Getting a Debt Consolidation Loan?

It's great to have so much variety when it comes to financing and loans in Singapore. Banks offer great deals,...
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Benefits Of Payday Loans You Should Know About

Benefits Of Payday Loans You Should Know About

Payday loan is an effective safety net because one could never foresee what could come into their way and causes...
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What You Need To Know When Getting An Education Loan in Singapore

What You Need To Know When Getting An Education Loan in Singapore

All Singaporean parents want the best for their child education. Still, it is undeniable that the country's educational system --...
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HDB Loan Eligibility: Guide To Buying Your First HDB Flat In Singapore

HDB Loan Eligibility: Guide To Buying Your First HDB Flat In Singapore

Affordable housing is always available in Singapore. In fact, an HDB flat is one of the best kinds of properties...
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High Cost Of Living: How to Save Money in Asia’s Most Expensive City

High Cost Of Living: How to Save Money in Asia’s Most Expensive City

How Expensive Is Singapore For The Singaporean? Singapore is indeed a first-world country. However, it is one that has its...
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Effective vs Annual Interest Rate: What’s the Difference?

Effective vs Annual Interest Rate: What’s the Difference?

If you’re curious about interest rates, moneylenders in Singapore usually impose effective interest rate (EIR) and annual interest rate for...
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9 Common Myths About Applying for Personal Loans

9 Common Myths About Applying for Personal Loans

Do you know that banks in Singapore are not the only sources of personal loans? You can also apply for...
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Popular Year-End Advance Money Options In Singapore

Popular Year-End Advance Money Options In Singapore

The happy season of the year is around the corner again. Even though this means a lot of celebrations, gift...
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Should You Consider Going To A Pawnshop Or Moneylender For Money?

Should You Consider Going To A Pawnshop Or Moneylender For Money?

Sometimes, life catches up with you. You wake up one morning with nowhere to turn to for immediate financial assistance....
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Pro And Cons Of Instant Cash Loan In Singapore

Pro And Cons Of Instant Cash Loan In Singapore

The Singaporean lending industry is perpetually revolving to adjust to the many changes that occur in the government policies and...
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What Is A Debt Consolidation Plan And How Does It Work In Singapore

What Is A Debt Consolidation Plan And How Does It Work In Singapore

The guide gives an explanation on everything you need to be familiar with regarding debt consolidation in Singapore. The guide...
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What To Do: Broke And Desperate And Have To Pay Loan Installment

What To Do: Broke And Desperate And Have To Pay Loan Installment

People hate it when they get calls from telemarketers each trying to influence them into signing a loan from the...
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Get A Loan With A High Debt-To-Income Ratio With A Moneylender

Get A Loan With A High Debt-To-Income Ratio With A Moneylender

Moneylenders use the debt-to-income ratio as a way to measure an individual's capability to manage their debt repayments and the...
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Singaporeans Urged to Spend More Money in Order to Boost the Economy

Singaporeans Urged to Spend More Money in Order to Boost the Economy

Considering the size and location of the country, Singapore’s economy is mostly driven by its exports. From raw materials to...
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What To Do Before Declaring Bankruptcy: The Debt Advice You Must Know

What To Do Before Declaring Bankruptcy: The Debt Advice You Must Know

Sometimes it can happen that you are not able to fulfill your financial obligations such as unpaid debts. The big...
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Total Debt Servicing Ratio: What To Know and How it Affects You?

Total Debt Servicing Ratio: What To Know and How it Affects You?

Singapore is currently considered one of the busiest financial capitals of Asia as all sorts of business and transactions occur...
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Prioritising Your Financial Goals Right Now

Prioritising Your Financial Goals Right Now

Prioritizing financial goals can sometimes seem hard, especially with the high cost of living that seems to be ever-increasing. Although...
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Avoid Making Loan Mistakes from Moneylenders in Singapore

Avoid Making Loan Mistakes from Moneylenders in Singapore

An emergency situation can happen anytime without a warning. And even then it may be that you have little time...
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How to Start a Side-business With Minimal Money Risk

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As you start your side-business some tips will help you avoid making money mistakes which could derail or hold back...
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How To Choose A Singapore Moneylender?

If you are in need of money while residing in Singapore, you would need to request a personal loan from...
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Good Reasons For Singaporeans Getting Loans

Personal loans may be used for a variety of reasons. Some of these include using them to merge existing loans....
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On 8th January this year, the Singapore government passed changes to the Moneylenders Act. Borrowers will face tighter loan curbs....
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Why Do You Need Instant Cash Loan In Singapore?

Why Do You Need Instant Cash Loan In Singapore?

Singapore, like the rest of the world, is feeling the crunch of an economic downturn. This has devised individuals who...
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Crucial Money Tips For Expats In Singapore

Crucial Money Tips For Expats In Singapore

Singapore is definitely among the most livable countries in Asia for expats. It assures good quality of life and also...
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When you are faced with financial problems, there are many options available when you have to borrow money. However, making...
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Advantages Of Getting An Instant Cash Loan In Singapore

Advantages Of Getting An Instant Cash Loan In Singapore

Getting fast cash to take care of emergencies is getting harder every day. Borrowing money from family and friends isn’t...
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Cheers for a Singaporean loan granted. You must have encountered different processes as you applied for a secured or unsecured...
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Ultimate Guide to Borrow from Licensed Moneylenders in Singapore

Ultimate Guide to Borrow from Licensed Moneylenders in Singapore

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Need a clear guide on borrowing from a lender in Singapore? Read here to learn more about your future application and the importance of licensed institutions!
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How to Avoid Credit Card Frauds and Scams in 6 Steps

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Credit cards offer a plethora of conveniences but they also pose a lot of risk. You can avoid becoming a victim of credit card fraud and scams with these steps.
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How to Prevent Identity Theft Sweeping the US and Beyond

How to Prevent Identity Theft Sweeping the US and Beyond

Personal Finance
Identity theft can steal more than your money because scammers can take over your digital profile and trick others. Learn the best ways to avoid them here.
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Personal Finance
You won't be celebrating your birthdays in crowded places along with Singapore as much as before. However, you can still eat plenty and pay for less. Read more.
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Personal Finance
Here is an extensive guide to help you look for the best short-term endowment plans in Singapore this 2021 and in the coming years. You must read this!
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Education
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Maybank Car Loan Review Singapore

Maybank Car Loan Review Singapore

Transportation
Want to avail the largest car loan financing possible in Singapore? Find the information you need in this Maybank car loan review to make an informed choice.
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Personal Finance
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SIBOR and SOR play an enormous role for most home loans in Singapore. They can help you lower your monthly repayments by reading more about them here.
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Looking to buy property in Singapore? You’ll need In Principle Approval (IPA) before you can proceed. Find out what IPA is and how it works with Loan Advisor today.
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Business
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Transportation
Singapore, being one of the busiest countries in the world, is also amongst the most expensive areas to live in....
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How to Finance Used Cars in Singapore?

Transportation
If you are looking for a way to finance your dream car, here is a guide on used car loans that will help you select the best car financing offers on the market.
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Education
The greatest hindrance to your dreams of pursuing further studies like getting an MBS qualification is probably the financial burden...
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Home Loan
Generally speaking, any kind of loan or financial products bought from a bank and/or a financial institution include a fee...
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Bank vs In-House Car Loan: Which Is Better?

Transportation
If you need financing, you can find it conveniently in Singapore. Banks have the friendliest rates and have unbeatable promotions...
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Transportation
Hong Leong Finance offers one of the most affordable car loans for new cars, but its used car loan rates...
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Guide To Applying For CPF Housing Grants For Families In Singapore

HDB Loan
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Best Education Loan in Singapore for Studying Overseas

Education
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Citibank Home Loan Review Singapore

Citibank Home Loan Review Singapore

Home Loan
Citibank's home loans offer attractive introductory interest rates, but may not be competitive in terms of total interest cost. Pros...
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How to Find the Lowest Interest Rate Personal Loan in Singapore?

Personal Loan
Personal loans in Singapore have a lot of variations when it comes to features and purposes. These loans can supplement...
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How to Choose the Best Student Loan in Singapore?

Education
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HDB Loan vs Bank Loan: Which Is Better to Get for Your Home?

Loans
There are many steps involved in house hunting, and one of the biggest is deciding between getting a home loan...
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How to Calculate Loan-To-Value Ratio in Singapore?

How to Calculate Loan-To-Value Ratio in Singapore?

Home Loan
The loan-to-value LTV ratio is, by essence, the measurement of an individual 's loan size as relative to the value...
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Overview of DBS Study Loans: Which to Choose?

Education
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DBS Personal Loan Singapore Review: The Best Quick Cash Personal Loan

DBS Personal Loan Singapore Review: The Best Quick Cash Personal Loan

Personal Loan
Suppose you are looking for quick cash and want to borrow a personal loan from the bank. In that case,...
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Long Tenures From the Bank of China Personal Loan: Is It Worth It?

Personal Loan
The Bank of China (BOC) offers its $martloan that has the longest tenure here in Singapore. The repayments that you...
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Standard Cashone Review 2021: Do Competitive Rates Apply for Everyone?

Standard Cashone Review 2021: Do Competitive Rates Apply for Everyone?

Personal Loan
For those Singapore residents who have a bad credit history, Standard Chartered CashOne personal loan is their likely perfect match....
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Personal Loan Agreement: What You Need to Know Before Signing

Personal Loan
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How Amortization Works and Other Things You Need to Know

Loans
Most people when asked about their ultimate dream, the first thing that comes to mind is to be independent --...
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Why should We Choose Citibank Personal Loan?

Personal Loan
The Citibank personal loan in Singapore offers competitive rates for individuals seeking a small, short-term loan for personal loans. These...
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POSB Home Loan Review: Why You Should Get a POSB Loan for Your HDB Flat

POSB Home Loan Review: Why You Should Get a POSB Loan for Your HDB Flat

Home Loan
Key Features Pros Individuals who are looking to purchase a property or HDB flat Borrowers looking to learn more information...
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In Singapore, a country where land resources for residents are limited, housing grants are helpful and necessary. It is difficult,...
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Standard Chartered Home Loan Review: Is SC’s Interest Offsetting Feature Worth It?

Standard Chartered Home Loan Review: Is SC’s Interest Offsetting Feature Worth It?

Home Loan
Standard Chartered, under Temasek holdings, is one of the biggest banks in Singapore that offer affordable home loans. If you...
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Maybank Home Loan Review: Competitive Introductory Interest Rates

Maybank Home Loan Review: Competitive Introductory Interest Rates

Home Loan
Home loan products from Maybank, a banking company based in Malaysia (with its own line of credit cards and ATM...
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UOB Home Loan Review: Ideal Mortgage for HDB and Private Residences

UOB Home Loan Review: Ideal Mortgage for HDB and Private Residences

Home Loan
The United Overseas Bank or UOB is one of the largest banks in Singapore, and it offers home loans that...
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DBS Home Loan Review 2021: Is It the Most Affordable Mortgage Loan in Singapore?

DBS Home Loan Review 2021: Is It the Most Affordable Mortgage Loan in Singapore?

Home Loan
DBS Bank in Singapore is one of the best banks for a fixed interest home loan and competitive home rate....
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Your Guide to Building an Emergency Fund

Your Guide to Building an Emergency Fund

Personal Finance
Badly enough, a survey says that 2 out of 3 working Singaporeans do not have enough emergency funds. This information...
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HSBC Home Loan Review: Is It the Best Home Loan Package in Singapore?

HSBC Home Loan Review: Is It the Best Home Loan Package in Singapore?

Home Loan
Pros Cons Wide range of loan packages Lowest interest rates available in Singapore  Seek interest offsetting Online Monitoring Cannot fully...
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What’s HDB Loan Eligibility (HLE) Letter Validity Period?

What’s HDB Loan Eligibility (HLE) Letter Validity Period?

HDB Loan
You've found an HDB property reseller, and you can't wait to finance and move to your new flat. However, you...
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Deferred Payment Scheme Explained: Buy Now, Worry Later

Home Loan
Loan deals and payment schemes in Singapore are always helpful for buyers struggling to complete their purchase. In this article,...
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The Average Cost of a Wedding in Singapore (2021)

The Average Cost of a Wedding in Singapore (2021)

Personal Finance
While marriage is a huge step to take, bonding ties wouldn't only be the big risk to make. Unless you...
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HSBC Personal Loan Review: The Most Affordable Short-term Loan

HSBC Personal Loan Review: The Most Affordable Short-term Loan

Personal Loan
The cheapest and most affordable personal loan interest rates are offered by HSBC here in Singapore. Customers can borrow a...
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OCBC Personal Loan Review 2021: Is the Price Worth It?

OCBC Personal Loan Review 2021: Is the Price Worth It?

Personal Loan
If you are not eligible for a personal loan from other lenders because you fail to meet their criteria, you...
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Personal Loans In Singapore With The Lowest Interest Rates (2021)

Personal Loans In Singapore With The Lowest Interest Rates (2021)

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When you need a loan for any of the personal reasons and don't want to give any asset of yours...
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How to Find the Best SME Working Capital Loan in Singapore?

How to Find the Best SME Working Capital Loan in Singapore?

Business
If you are a business owner operating in Singapore within the SME field, there is a huge chance that you...
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Maximum Loan Tenure for Private Property in Singapore

Maximum Loan Tenure for Private Property in Singapore

Home Loan
Considering the increase in interest rate and the government's new cooling measures on acquiring properties in Singapore, data from population.sg...
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POSB Personal Loan: Everything You Need to Know

POSB Personal Loan: Everything You Need to Know

Personal Loan
Pros: Instant cash disbursal for POSB/DBS clients Competitive and personalized interest rates from as low as 3.88% p.a. (EIR 7.56%...
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Overdraft Loan vs. Credit Card vs. Personal Loan

Overdraft Loan vs. Credit Card vs. Personal Loan

Loans
On some occasions, we get caught in a situation where we have additional expenditures than what we have on our...
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MOE Tuition Fee Loan vs CPF Education Scheme

MOE Tuition Fee Loan vs CPF Education Scheme

Education
It is important to make an informed decision when it comes to choosing between MOE Tuition Fee Loan and CPF...
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UOB Personal Loan Review: How Do UOB Rates Compare?

UOB Personal Loan Review: How Do UOB Rates Compare?

Personal Loan
UOB personal loans are among the least popular personal loans here in Singapore, with good reason.  Editor’s rating: 3.0 /...
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Singapore Mortgage Loan Processing Checklist

Singapore Mortgage Loan Processing Checklist

Home Loan
When you're seeking a mortgage, a list of documentation is required by mortgage brokers. This checklist of mortgage processing documentation...
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What is Loan Maturity Date?

Loans
It's easy to think of a loan's maturity date as the last day when you should have paid your financing...
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A Flat Owner’s Guide to HDB’s Minimum Occupancy Period

A Flat Owner’s Guide to HDB’s Minimum Occupancy Period

HDB Loan
Last year, there were 22,477 resale flat transactions and nearly 20 percent of these transactions (4,578 units) involved newer flats...
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How To Choose A Legal Money Lender in Singapore?

How To Choose A Legal Money Lender in Singapore?

Moneylender
More and more Singaporeans are taking loans nowadays. Given the economic situations we are facing today, it is no surprise...
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Is it a Good Idea to Get a Home Equity Loan?

Is it a Good Idea to Get a Home Equity Loan?

Home Loan
If you have been struggling to look at ways of paying for your child’s college education, you may have been...
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How to Find the Best SME Micro Loan in Singapore

How to Find the Best SME Micro Loan in Singapore

Business
At one point in their operation, SMEs operating in Singapore are likely to have applied for or knew about an...
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CIMB’s Cashlite Personal Loan Review

CIMB’s Cashlite Personal Loan Review

Personal Loan
The CIMB Singapore Cashlite personal loans offer the lowest interest rate of 3.5%p.a. for their new-to-CIMB bank applicants who seek...
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How to Obtain Quick and Fast Cash Loan in Singapore?

How to Obtain Quick and Fast Cash Loan in Singapore?

Loans
Loans are important at times of emergencies and financial crises. In cases when we do not have enough cash to...
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How to Invest in Property: 7 Ways to Get Started

How to Invest in Property: 7 Ways to Get Started

Home Loan
Real estate investment is considered a great investment option. It can generate income and can be a good investment if...
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How to tap the CPF Education Scheme to Pay for Study Loan

How to tap the CPF Education Scheme to Pay for Study Loan

Education
How to tap the CPF Education Scheme to Pay for Study Loan While studying is already a given pain, keeping...
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10 Things to Consider when Buying Your Second Property

10 Things to Consider when Buying Your Second Property

Home Loan
There is no more anxious time than the time when you were buying your first property. You are probably young...
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How to apply for HDB Loan Eligibility (HLE): your documentation checklist

How to apply for HDB Loan Eligibility (HLE): your documentation checklist

HDB Loan
The Housing Development Board requires all Singaporeans to apply for an HDB Loan Eligibility (HLE) letter. This letter is crucial...
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What is The Maximum HDB Loan Amount I Can Get for My HDB Flat?

What is The Maximum HDB Loan Amount I Can Get for My HDB Flat?

HDB Loan
It's a stellar undertaking to plan and pay for your own HDB flat completely. For a government-subsidized property, it's an...
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Recourse vs Nonrecourse Loan: What’s the Difference?

Recourse vs Nonrecourse Loan: What’s the Difference?

Loans
All Singaporean borrowers know about personal, business, payday, and convenient fast cash loans from licensed moneylenders and banks. These are...
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10 Ways to Achieve Debt-Free Living

10 Ways to Achieve Debt-Free Living

Personal Finance
Living a debt-free life is, for sure, liberating. It is nice not to feel that you owe somebody money. In...
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Your Guide to Find the Best Home Renovation Loans in Singapore

Your Guide to Find the Best Home Renovation Loans in Singapore

Loans Renovation Loan
Buying your very own landed property is probably one of everyone's biggest dreams to tick off their achievement list. There...
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What is a Cash Advance and How Do They Work?

What is a Cash Advance and How Do They Work?

Credit Card
For all we know, a cash advance is a method of utilizing your credit card to get instant cash in...
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How to get Monthly Installment Loans in Singapore

How to get Monthly Installment Loans in Singapore

Loans
An installment loan refers to the type of loan that you need to pay back in installments including the principal...
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How much loan can I take from moneylenders in Singapore

How much loan can I take from moneylenders in Singapore

Loans
The certified moneylenders are among the financial institutions that grant loans. The loans they offer are then repaid over a...
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10 Credit Card Benefits That You Can Enjoy

10 Credit Card Benefits That You Can Enjoy

Credit Card
There is a popular belief that using a credit card as your financial tool will end you up in a...
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Best Debt Consolidation Plan: How Does It Work

Best Debt Consolidation Plan: How Does It Work

Loans
It isn't easy to bear the many payments you are committed to on your credit cards. What is even much...
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How to Get Your CBS Report to Evaluate Credit Score

How to Get Your CBS Report to Evaluate Credit Score

Credit Score
Credit scores are a numerical coefficient of your overall performance after handling a loan and other forms of credit. Banks...
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5 Ways to Raise Business Start Up Funding Singapore

5 Ways to Raise Business Start Up Funding Singapore

Business
The process of raising capital for starting a new business can look like an intimidating task. However, this will not...
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Your Complete Guide to Understanding Different Types of Loan

Your Complete Guide to Understanding Different Types of Loan

Loans Moneylender
When you are strapped for cash and you do not have any means to cover your daily expenses, taking out...
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5 Money Lessons You Should Learn Before You Graduate

5 Money Lessons You Should Learn Before You Graduate

Personal Finance
The earlier you start learning about how to handle your money matters, the more wisdom you gain. It is always...
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Everything You Need to Know About Credit Bureau Report in Singapore

Everything You Need to Know About Credit Bureau Report in Singapore

Credit Score
Credit bureaus are one of the most important factors when it comes to loan applications. Also known as consumer reporting...
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How to Plan Ahead for Your Child’s Education

How to Plan Ahead for Your Child’s Education

Loans
Succeeding in life through luck is sweet. But using education to unlock the mysterious locks that keep people struggling is...
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How to Choose the Best Payday Loan in Singapore

How to Choose the Best Payday Loan in Singapore

Payday Loan
There is no doubt that this type of loan is helpful for those who need money immediately but do not...
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How Much Does HDB Renovation Cost in Singapore?

How Much Does HDB Renovation Cost in Singapore?

Renovation Loan
Singapore is a great country for anyone to take root and establish themselves. However, even Singaporeans know that HDB housing,...
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Where to Get the Best Instant Cash Loan Singapore?

Where to Get the Best Instant Cash Loan Singapore?

Moneylender
Facing a financial problem is inevitable. When borrowing money from family or friends is not an option, an instant cash...
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Guide to the Debt Repayment Scheme in Singapore

Guide to the Debt Repayment Scheme in Singapore

Personal Finance
According to statistics of the number of applications of bankruptcy, it was evident that the figures have kept on rising...
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Your Complete Guide to Getting the Best Foreigner Loan in Singapore

Your Complete Guide to Getting the Best Foreigner Loan in Singapore

Foreigner Loan
Living in a foreign country is exciting as it is quite terrifying and lonesome. It can be the latter for...
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Payday Loan Vs. Personal Loan: Which Is Suitable for You?

Payday Loan Vs. Personal Loan: Which Is Suitable for You?

Personal Loan
Personal loans and loans, despite their differences, have some similarities. First, they are both unsecured loans, which means that you...
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Debit Cards vs. Credit Cards in Singapore: Which Should You Use?

Debit Cards vs. Credit Cards in Singapore: Which Should You Use?

Credit Card
Almost all physical aspects of a debit card and a credit card are indistinguishable. It is a thin plastic item...
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What You Need to Know About Money Lender Credit Bureau (MLCB)

What You Need to Know About Money Lender Credit Bureau (MLCB)

Moneylender
Introduction Are you a Singaporean who has any outstanding loan? Have you approached any licensed moneylender the past year? Has...
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Licensed Money Lender Vs Bank: What’s The Difference?

Licensed Money Lender Vs Bank: What’s The Difference?

Moneylender
It's easy to find a licensed money lender in Singapore. With just a quick visit to the Registry of Moneylenders,...
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Secured Vs Unsecured Loan in Singapore: Which One to Choose?

Secured Vs Unsecured Loan in Singapore: Which One to Choose?

Loans
The role of banks and Pte Ltd companies in loans and financing has never been more crucial to our society....
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Startup Business Loan in Singapore : How and Where to Apply

Startup Business Loan in Singapore : How and Where to Apply

Business
Singapore gives aid to any start-up business because it prioritizes innovations and technology-based solutions in upgrading its existing systems and...
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How to Spot and Avoid Unlicensed Money Lender in Singapore

How to Spot and Avoid Unlicensed Money Lender in Singapore

Moneylender
Loanshark harassment has been prevalent. But unscrupulous and unlicensed moneylenders do not easily get away with their crimes.On May 23,...
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How To Find The Best Business Loan In Singapore

How To Find The Best Business Loan In Singapore

Business
A business loan Singapore is one of the most essential products any Singapore business should consider when they've stabilized their...
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How To Improve Your Credit Score Singapore

How To Improve Your Credit Score Singapore

Personal Finance
There are a number of benefits you can reap from having a high credit score, especially if you intend to...
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What Can Legal Debt Collectors In Singapore Do And Not Do Under The Law?

What Can Legal Debt Collectors In Singapore Do And Not Do Under The Law?

Moneylender
Singaporean "ah longs" or an illegal debt collector in Singapore are notorious for their underhanded methods in extracting a borrower's...
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Process And Procedure Of Filing For Bankruptcy In Singapore

Process And Procedure Of Filing For Bankruptcy In Singapore

Personal Finance
Bankruptcy laws focus on the fair and just liquidation of a debtor's possessions to repay their creditors. Singapore's Bankruptcy Act...
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What Is a Personal Line of Credit & How Does it Work?

What Is a Personal Line of Credit & How Does it Work?

Credit Card
It's easy to confuse credit cards with lines of credit. Truthfully, a line of credit functions similarly to credit cards....
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Should You Choose Payday or Principal Reducing Loans?

Should You Choose Payday or Principal Reducing Loans?

Payday Loan
When you find yourself in need of funds, it is likely you will go for a loan to support that...
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Weekly VS Monthly Loan Contract – What You Need to Know

Weekly VS Monthly Loan Contract – What You Need to Know

Moneylender
Since the beginning of October 2015, the capping of monthly rates of interest was officially enacted. This capping means that...
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How To Find A Reliable Money Lender In Singapore

How To Find A Reliable Money Lender In Singapore

Moneylender
There are several reports about loan sharks transactions in Singapore. The loan sharks are said to present themselves as authorized...
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How to Prepare for a Loan Application

How to Prepare for a Loan Application

Loans
Applying for a personal loan is never easy because there are a lot of things you need to consider before...
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Illegal Moneylenders (Loan Shark) in Singapore: How To Identify Them

Illegal Moneylenders (Loan Shark) in Singapore: How To Identify Them

Moneylender
When we speak about a Loan shark in Singapore or 'Ah long',  we generally feel unsafe with them. Well, truth...
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Personal Loan vs Renovation Loan : How to Fund Your Home Renovation

Personal Loan vs Renovation Loan : How to Fund Your Home Renovation

Personal Loan
Before purchasing a new home, most homeowners are concerned about choosing the best housing loans, making matches, and maybe taking...
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Loan Scams In Singapore : Watch Out These Illegal Tactics

Loan Scams In Singapore : Watch Out These Illegal Tactics

Loans
Many Singaporeans find themselves seeking to borrow some money from at certain times in their lives. The cash may be...
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Best Personal Loan For Bad Credit

Best Personal Loan For Bad Credit

Loans Moneylender Personal Loan
If you are dealing with a difficult situation wherein you are in need of quick cash to tide you up...
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Should You Get A Personal Loan For Your Business

Should You Get A Personal Loan For Your Business

Loans Personal Loan
When we talk about Personal Loans, we would often think that individuals will use it to pay off high-interest credit...
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11 Golden Tips To Settle Your Credit Card Debts

11 Golden Tips To Settle Your Credit Card Debts

Personal Finance
It's convenient to have a credit card in Singapore, especially today where cashless transactions fare better than using actual cash...
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A-Z about Refinancing Home Loan – Why Should You Consider It

A-Z about Refinancing Home Loan – Why Should You Consider It

Loans Personal Loan
Refinance home loan basically refers to the act of taking your existing housing loan and refinancing it through either paying...
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10 Myths of Licensed Moneylenders in Singapore To Ease Your Doubts

10 Myths of Licensed Moneylenders in Singapore To Ease Your Doubts

Moneylender
It's undeniable that Singapore has a relatively high share of loan sharks. However, a licensed moneylender that provides legitimate lending...
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How does Bridging Loan work for Singapore HDB House Owner

How does Bridging Loan work for Singapore HDB House Owner

Loans
Have you ever been in a situation where you manage to buy a new property, super excited to move into...
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Be Prepared with Unexpected Financial Issues with Flexi Loan

Be Prepared with Unexpected Financial Issues with Flexi Loan

Loans
Introduction Some Singaporeans are anxious about borrowing. Considering their low salaries, they do not think they will get accepted. The...
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The Best Short-term Personal & Payday Loan in Singapore

The Best Short-term Personal & Payday Loan in Singapore

Loans
You can quickly find a short term loan in Singapore with a single search engine query. You've heard most customers...
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What to consider when taking out a personal loan in singapore

What to consider when taking out a personal loan in singapore

Personal Loan
Moneylenders are people or institutions who value trust among their respective clients. This kind of business was established and spread...
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Need Cash Urgently? Here Is How To Get An Urgent Loan In Singapore

Need Cash Urgently? Here Is How To Get An Urgent Loan In Singapore

Loans
An urgent loan, also known as an emergency loan, is a loan that is used to cover expenses that need...
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How to Better Manage Business Debts with SME Loans

How to Better Manage Business Debts with SME Loans

Business
Starting a business as an entrepreneur is a tricky venture, especially if you do not have enough funds to get...
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10 Bitcoin Scams You Should Be Aware Of

10 Bitcoin Scams You Should Be Aware Of

Personal Finance
Introduction Bitcoin is the pioneer of all cryptocurrencies, and because of that, it is the most popular nowadays. Bitcoins are...
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How to Deal with Loan Shark Harassment

How to Deal with Loan Shark Harassment

Moneylender
IntroductionWhen it comes to a loan shark, Singapore citizens are best advised to ‘not transact with them'. These are unlicensed...
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Is It Worth Getting a Debt Consolidation Loan?

Is It Worth Getting a Debt Consolidation Loan?

Moneylender
It's great to have so much variety when it comes to financing and loans in Singapore. Banks offer great deals,...
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Benefits Of Payday Loans You Should Know About

Benefits Of Payday Loans You Should Know About

Payday Loan
Payday loan is an effective safety net because one could never foresee what could come into their way and causes...
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What You Need To Know When Getting An Education Loan in Singapore

What You Need To Know When Getting An Education Loan in Singapore

Loans
All Singaporean parents want the best for their child education. Still, it is undeniable that the country's educational system --...
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HDB Loan Eligibility: Guide To Buying Your First HDB Flat In Singapore

HDB Loan Eligibility: Guide To Buying Your First HDB Flat In Singapore

Personal Finance
Affordable housing is always available in Singapore. In fact, an HDB flat is one of the best kinds of properties...
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High Cost Of Living: How to Save Money in Asia’s Most Expensive City

High Cost Of Living: How to Save Money in Asia’s Most Expensive City

Personal Finance
How Expensive Is Singapore For The Singaporean? Singapore is indeed a first-world country. However, it is one that has its...
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Effective vs Annual Interest Rate: What’s the Difference?

Effective vs Annual Interest Rate: What’s the Difference?

Moneylender
If you’re curious about interest rates, moneylenders in Singapore usually impose effective interest rate (EIR) and annual interest rate for...
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United Credit Review

Moneylender List
Company Introduction: United Credit is a licensed lender that has been in operation since 2010. The company provides loans at...
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Unilink Credit Review

Moneylender List
Company Introduction: Unilink Credit is a licensed money lender in Singapore. This lender provides fast, efficient, and reliable money lending...
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QV Credit Review

Moneylender List
Company Introduction: QV Credit is a licensed money lender in Singapore. The company was founded in 2010. QV Credit advertises...
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PR VR Capital Review

Moneylender List
Company Introduction: PV VR Capital started operations on 7 January 2019. This company is licensed to provide lending services to...
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Monetium Credit Review

Moneylender List
Company Introduction: Monetium Credit is a licensed money lender founded on 26 September 2013. Monetium Credit prides itself on its...
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Max Credit Review

Moneylender List
Company Introduction: Max credit is a licensed lender that was founded on 24 November 2009. This lender grants loans to...
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Lian Fong Capital Review

Moneylender List
Company Introduction: Lian Fong Capital is a licensed lender that was incorporated on 15 January 2019. Lian Fong provides several...
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9 Common Myths About Applying for Personal Loans

9 Common Myths About Applying for Personal Loans

Personal Loan
Do you know that banks in Singapore are not the only sources of personal loans? You can also apply for...
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Hersing Credit Review

Moneylender List
Company Introduction: Hersing Credit is a legally licensed moneylender based in Singapore. The lending company provides loans to Singapore citizens,...
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Bugis Credit Review

Bugis Credit Review

Moneylender List
A very pleasant experience in Bugis Credit with the company loan officer Jacob. The whole borrowing process is hassle free and professional. They do give a great customer service and reliable image. A big shout out to Jacob for his customer service provided. Obviously, they are the best, safe and reliable licensed money lender in Singapore from you to seek a loan! Wesley Chuah Mar 14, 2020
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AVIS Credit Review

Moneylender List
Company Introduction: Avis is a Singapore lending company that is licensed under the Ministry of Law. This lender provides short...
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Capital Funds Investments Reviews

Moneylender List
Company Introduction: Capital Funds Investments is a licensed lender in Singapore. They offer flexible lending options to borrowers who have...
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AKB Credit Reviews

Moneylender List
Company Introduction: AKB is a licensed money lender in Singapore. The company offers loans to Singapore citizens or those who...
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Horison Credit Review

Moneylender List
Company Introduction: Horizon Credit Pte Ltd is a licensed money lender that provides solutions tailored to meet the needs of...
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Popular Year-End Advance Money Options In Singapore

Popular Year-End Advance Money Options In Singapore

Personal Finance
The happy season of the year is around the corner again. Even though this means a lot of celebrations, gift...
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Should You Consider Going To A Pawnshop Or Moneylender For Money?

Should You Consider Going To A Pawnshop Or Moneylender For Money?

Moneylender
Sometimes, life catches up with you. You wake up one morning with nowhere to turn to for immediate financial assistance....
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Pro And Cons Of Instant Cash Loan In Singapore

Pro And Cons Of Instant Cash Loan In Singapore

Loans
The Singaporean lending industry is perpetually revolving to adjust to the many changes that occur in the government policies and...
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What Is A Debt Consolidation Plan And How Does It Work In Singapore

What Is A Debt Consolidation Plan And How Does It Work In Singapore

Personal Finance
The guide gives an explanation on everything you need to be familiar with regarding debt consolidation in Singapore. The guide...
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What To Do: Broke And Desperate And Have To Pay Loan Installment

What To Do: Broke And Desperate And Have To Pay Loan Installment

Loans
People hate it when they get calls from telemarketers each trying to influence them into signing a loan from the...
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Get A Loan With A High Debt-To-Income Ratio With A Moneylender

Get A Loan With A High Debt-To-Income Ratio With A Moneylender

Loans Moneylender Personal Finance
Moneylenders use the debt-to-income ratio as a way to measure an individual's capability to manage their debt repayments and the...
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Singaporeans Urged to Spend More Money in Order to Boost the Economy

Singaporeans Urged to Spend More Money in Order to Boost the Economy

Personal Finance
Considering the size and location of the country, Singapore’s economy is mostly driven by its exports. From raw materials to...
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What To Do Before Declaring Bankruptcy: The Debt Advice You Must Know

What To Do Before Declaring Bankruptcy: The Debt Advice You Must Know

Personal Finance
Sometimes it can happen that you are not able to fulfill your financial obligations such as unpaid debts. The big...
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Winz Credit Review

Moneylender List
Company Introduction: Winz Credit, a legally licensed lending firm aims at providing financial services in Singapore. The company advertises itself...
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Wah Leong Company Review

Moneylender List
Company Introduction: Wah Leong is approved by the Registry of Moneylenders in Singapore to provide lending services to Singapore citizens,...
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VM Credit Review

Moneylender List
Company Introduction: VM Credit is a legally licensed money lender in Singapore. VM is an acronym that stands for ValueMax....
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Vera Capital Review

Moneylender List
Company Introduction: Vera Capital is a licensed money lender approved by the Registry of Moneylenders in Singapore. The company prides...
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Unlimited Finance Review

Moneylender List
Company Introduction: Unlimited Finance is a licensed lender that makes loan applications easy for borrowers. Unlimited Finance provides personal loans,...
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Uniqcash Review

Moneylender List
Company Introduction: UniqCash is a legally licensed money lender in Singapore. The lender provides financial solutions that are customized to...
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UK Credit Review

Moneylender List
Company Introduction: UK Credit is a licensed lender that offers financial help to the people of Singapore. The company offers...
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U Credit Review

Moneylender List
Company Introduction: U Credit is licensed and regulated by the Ministry of Law in Singapore. This lender advertises that it...
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Tur Mohar Money Lending Review

Moneylender List
Company Introduction: Tur Mohar is a legally licensed money lending service that provides loans to people of all income levels....
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Trillion Credit Solutions Review

Moneylender List
Company Introduction: Trillion Credit Solutions, based in Chinatown, Singapore, is a licensed lender that offers a wide variety of loans...
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Tradition Credit Co Review

Moneylender List
Company Introduction: Tradition Credit is a registered moneylender in Singapore. The company has been in operation since 1994. The company...
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TKM Creditz Review

Moneylender List
Company Introduction: TKM Creditz was incorporated on 12 November 2018. This lender provides loans for locals and foreigners in Singapore....
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The Moneylenders Review

Moneylender List
Company Introduction: The Moneylenders Pte Ltd is a legally licensed lender that provides reliable money lending services to residents and...
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Tan & Jiang Enterprise Review

Moneylender List
Company Introduction: Tan & Jiang Enterprise is a licensed lender that was incorporated on 9 September 2010. This lender offers...
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Synergy Credit Review

Moneylender List
Company Introduction: Synergy Credit is a licensed lender that offers a wide range of loan services. The company offers loans...
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Swift Credit Review

Moneylender List
Company Introduction: Swift Credit is a fully licensed money lender based in Singapore. This lender has been approved by the...
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Sumo Credit Review

Moneylender List
Company Introduction: Sumo Credit is a legally licensed money lender based in Singapore. The company advertises itself as an experienced...
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Su Credit Review

Moneylender List
Company Introduction: SU Credit is a licensed lender that provides hassle-free credit services. The company's loan packages are tailored to...
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Soon Seng Credit Review

Moneylender List
Company Introduction: Soon Seng Credit is a legally licensed lender that has built its brand on transparency and compassion. The...
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SME Care Review

Moneylender List
Company Introduction: SME Care is a licensed lender in Singapore. This lending company is regulated by the Ministry of Law...
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SKM Credit Review

Moneylender List
Company Introduction: SKM Credit is a licensed lender that is regulated by the Registry of Moneylenders. This lender provides different...
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Singa Credit Review

Moneylender List
Company Introduction: Singa is a legally licensed money lending firm that was established in 1992. The company was formerly known...
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Sincere Moneylender Review

Moneylender List
Company Introduction: Sincere is a reputable money lending firm that was incorporated on 18 November 2010. The company aims at...
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Sighappi Achi Moneylender Review

Moneylender List
Company Introduction: Sighappi Achi Moneylender, a legally licensed lender incorporated on 13 December 2018, provides credit services for people with...
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Shanmugan Moneylender Review

Moneylender List
Company Introduction: Shanmugan is a licensed lender that was founded on 12 January 2019. This Singapore based lender provides loan...
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SGP Credit Review

Moneylender List
Company Introduction: SGP is a legally licensed lender based in Singapore. The company offers loans to both locals and foreign...
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Sands Credit Review

Moneylender List
Company Introduction: Sanda Credit, incorporated on 20 July 2010, is a licensed lender that offers financial aid to people who...
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S.E. Investment Review

Moneylender List
Company Introduction: S. E Investment is a legally licensed lender in Singapore. The lending firm provides custom and affordable financial...
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S P Credit Review

Moneylender List
Company Introduction: S P Credit began operations on 14 November 2018. This lender is licensed by the Registry of Moneylenders...
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S G Credit Review

Moneylender List
Company Introduction: S G Credit, founded on 23 April 2009 is a licensed lender in Singapore. This lender strives to...
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RM R Credit Review

Moneylender List
Company Introduction: RM R is a licensed Singapore based lender founded in 2018. This company is regulated by the Registry...
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RM Credit Review

Moneylender List
Company Introduction: RM Credit is licensed by the Registry of Moneylenders in Singapore. This lender offers money lending services to...
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RJS Credit Review

Moneylender List
Company Introduction: RJS Credit was founded on 12 January 2019. This licensed lender provides comprehensive loan facilities. They offer personal,...
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R2D Credit Review

Moneylender List
Company Introduction: R2D Credit is a licensed lender founded on 30 September 2009. R2D Credit offers personal loans, business loans,...
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Quickloan Review

Moneylender List
Company Introduction: Quickloan Pte Ltd has been operating for over 6 years. This licensed moneylender offers an hour of free...
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Quick Credit Review

Moneylender List
Company Introduction: Quick Credit was formerly called Reliahome Associate and it was incorporated on 1 December 2001. This company is...
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Qiannow Review

Moneylender List
Company Introduction: Qiannow is a lending company that is licensed and regulated by the Ministry of Law in Singapore. This...
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Prosper Credit Review

Moneylender List
Company Introduction: Prosper Credit is a licensed lender that was incorporated on 30 November 2009. Prosper advertises that you can...
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Prime Motor & Leasing Review

Moneylender List
Company Introduction: Prime Motor and Leasing has been in operation since 14 July 1993. Prime Motor & Leasing Details Business...
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Power Credit Enterprise Review

Moneylender List
Company Introduction: Power Credit Enterprise is a licensed lender that offers same day loans. The company began operations in 2007...
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Platinum Credit Review

Moneylender List
Company Introduction: Platinum is a licensed money lender in Singapore that was incorporated on 2 March 2010. This lender advertises...
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PL Credit Review

Moneylender List
Company Introduction: The PL CREDIT PTE. LTD. is an Exempt Private Company Limited by Shares, incorporated on January 7, 2019,...
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Pit-Stop Credit Review

Moneylender List
Company Introduction: Pit-Stop Credit is a licensed money lender that provides loans to suit their borrowers' needs and monthly payment...
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Phillip Credit Review

Moneylender List
Company Introduction: Phillip Credit began operations on 14 December 1983 as a money lender in Singapore. This licensed lender provides...
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OT Credit Review

Moneylender List
Company Introduction: OT Credit was incorporated on 7 July 2017 with the primary aim of providing money lending services. According...
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Orange Credit Review

Moneylender List
Company Introduction: Orange Credit started operations on 16 May 2012. The company's mission is to provide a helping hand to...
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On Line Credit Review

Moneylender List
Company Introduction: On Line Credit has been in operation since 1998. The company is licensed to provide lending services in...
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Oasis Credit Services Review

Moneylender List
Company Introduction: Oasis Credit Services is a legally licensed lender that was incorporated on 7 January 2019. The company believes...
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New Era Credit (S) Review

Moneylender List
Company Introduction: New Era was incorporated on 9 February 2018. This lender is licensed to provide loans to citizens, permanent...
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MWA Capital Review

Moneylender List
Company Introduction: MWA Capital is a licensed lender that was founded on 5 June 2005. The company was, however, licensed...
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